WealthProtector Indexed Universal Life

Indexed Universal Life

Issue Ages/Underwriting Classes (Fully Underwritten):

  • Preferred Plus: 20-80
  • Preferred Non-tobacco: 20-80
  • Standard Non-tobacco: 0-80
  • Preferred Tobacco: 20-80
  • Standard Tobacco: 15-80

Minimum Specified Amount: $100,000 

Riders Available: Terminal Illness Rider, Chronic Illness Rider, Children’s Term Rider, Waiver of Monthly Deductions Benefit Rider, Extended No-Lapse Rider, Enhanced Overloan Protection Rider, Performance Multiplier Rider

Sales Tools

AudienceDocumentUpdatedLink
Advisor Use OnlyForms06/09/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide10/08/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseConsumer Flyer09/21/2026PTR-MINI-FLI001Click Here
Consumer UseConsumer Fact Sheet09/21/2026PTR-FACT-FST001Click Here
Consumer UseConsumer Guide09/21/2026PTR-GUIDE-PDC001Click Here
Consumer UseLab Free Pro+ Consumer Flyer07/27/2026UW-PAP-FLI001Click Here
Advisor Use OnlySpecimen Policy – Base09/21/2026ICC25-UL6099Click Here
Advisor Use OnlySpecimen Enhanced Overloan Protection Endorsement09/21/2026ICC24END-7120Click Here
Advisor Use OnlySpecimen Change of Insured Rider09/21/2026J-5760Click Here
Advisor Use OnlySpecimen Policy with Chronic Illness Rider09/21/2026ICC25-UL6099-1111Click Here
Advisor Use OnlySpecimen Policy with Terminal Illness Accelerated Death Benefits Rider09/21/2026ICC25-UL6099-111Click Here
Advisor Use OnlySpecimen Policy with Waiver of Monthly Deductions09/21/2026ICC25-UL6099-11Click Here
Advisor Use OnlySpecimen Policy with Extended No-Lapse Rider II09/21/2026ICC25-UL6099-1Click Here
Advisor Use OnlyProduct Reference Guide09/21/2026LCN-8745828Click Here
Advisor Use OnlyLife Insurance Suite At-A-Glance09/03/2026LIF-SPEC-FLI001Click Here
Advisor Use OnlyRider Reference Guide09/03/2026LCN-8968384Click Here
Advisor Use OnlyAccelerated Benefits (with Critical Illness) Specimen Rider07/27/2026J-387Click Here
Advisor Use OnlyForeign National Guidelines09/03/2026UW-FN-PDC001Click Here
Advisor Use OnlyChildren’s Term Specimen Rider07/27/2026ICC17CTR-7036Click Here
Advisor Use OnlyDisability Waiver of Monthly Deduction Specimen Rider07/27/2026J-371Click Here
Advisor Use OnlyFinancial Underwriting Guidelines09/04/2026UW-FIN-FLI001Click Here

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WealthProtector Indexed Universal Life
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