2026 fmiAgent Point Awards
Sunday, May 9, 2027 through Saturday, May 15, 2027
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Join us on a 6-night cruise aboard the magnificent Royal Caribbean Allure of the Seas! Enjoy a Perfect Day at CocoCay—home to Thrill Waterpark’s towering slides, the serene sands of Chill Island, and the crystal‑blue Oasis Lagoon. Discover Falmouth, Jamaica—chase waterfalls at Dunn’s River, ride horseback into the sea, plunge into the Blue Hole, unwind at Red Stripe Beach, and cap it off with a colorful market walk. Labadee, Haiti offers unforgettable adventures—from the world’s longest over-water zip line to relaxing island getaways.
Back on board, chase the waves on the FlowRider surf simulator, unwind at the adults‑only Solarium, enjoy movie nights under the stars, relax in the spa, and savor exquisite cuisine. Pick from adrenaline-packed or more calm excursions such as parasailing, jet‑skis, reef snorkeling, or a relaxing beach massage.
| Date | Port Location | Arrive | Depart |
|---|---|---|---|
| Sun 05/09/2027 | Fort Lauderdale, Florida | — | 4:00 PM |
| Mon 05/10/2027 | Perfect Day at CocoCay, Bahamas | 7:00 AM | 5:00 PM |
| Tue 05/11/2027 | Cruising | — | — |
| Wed 05/12/2027 | Falmouth, Jamaica | 7:00 AM | 3:00 PM |
| Thur 05/13/2027 | Labadee, Haiti | 9:00 AM | 5:00 PM |
| Fri 05/14/2027 |
Cruising | — | — |
| Sat 05/15/2027 | Fort Lauderdale, Florida | 6:00 AM | — |
Qualification Guidelines
- Minimum of 12 paid policies.
- Agent must have at least an 80% placement ratio.
- Qualification Period: January 16, 2026 through January 15, 2027.
- Qualification Points vary by carrier and product.
- All Qualification Points earned per product will be combined at the end of the qualification period for a final total.
TERMS AND CONDITIONS
- For advisor use only.
- By invitation or recommendation from Financial Markets Inc only.
- All product sales must be appropriate, suitable and in the client’s best interest based upon a comprehensive evaluation of the customer’s financial needs, insurance needs, and objectives.
- Business that will be credited includes fully commissionable business placed and paid through Financial Markets Inc during the qualification period. Certain plans may not be eligible.
- Business written on the agent or family members will not be eligible.
- The Qualification Points can be a combination of Annuity, Life and Health premiums. Please reference the Qualification Points applicable to each individual product for calculation.
- All policies must be issued, effective and paid with all delivery requirements accepted and acknowledged at the insurance company, no later than January 15, 2027 to be considered for Qualification Points.
- General Agents may not qualify unless pre-arranged in writing prior to contest.
- Advisor may qualify only once.
- Canceled and lapsed business will not be considered for Qualification Points.
- Excess premium (premium beyond target) on Universal Life business or other similar contracts will not receive any Qualification Points.
- Payroll deduction business Qualification Points will be determined on a case-by-case basis.
- Advisor must be in good standing with Financial Markets Inc at time of redemption (i.e., must be currently contracted with companies from which Qualification Points are derived and actively producing business. No outstanding debt balance allowed).
- Qualification Points will not be credited for subsequent annuity premiums.
- Contest credit dependent upon federal and state regulations.
- Qualification Points derived from Annuity Premium may be excluded or limited by your Broker/Dealer and/or the NAIC Suitability in Annuity Transactions Model Act and/or other regulations.
- Qualification Points are not redeemable for cash or other remuneration.
- Qualification Points cannot be transferred.
- Qualification Points will be redeemed at one time at the end of the qualification period, which is January 15, 2027.
- Financial Markets Inc reserves the right to modify any qualification requirement at its discretion without notice.
- This is a voluntary function; therefore, travel restrictions may apply.
- A 1099 may be issued to all producers for the fair market value of the trip.
- Advisor and one guest may attend; guest may not be another licensed advisor unless a spouse.
- Travel arrangements to and from the event destination are the responsibility of the qualifying advisor.
- In cooperation with a third party, Financial Markets Inc is unable to make any modifications to the incentive’s guidelines.
- Trip dates: Sunday, May 9, 2027 through Saturday, May 15, 2027
- Producer’s Club: Accommodations in a standard stateroom.
- VIP Producer’s Club: Accommodations in an upgraded stateroom. Financial Markets Inc will provide one complimentary off-ship excursion per advisor and guest.
- President’s Club: Accommodations in a superior stateroom. Financial Markets Inc will provide two complimentary off-ship excursions per advisor and guest.