Protection Universal Life

No-Lapse Guarantee Universal Life

Issue Ages: 0-90 (Age Nearest Birthday)

Minimum Face Amount: $50,000

Riders Available: Accelerated Benefit, Accelerated Death Benefit for Chronic Illness, Cash Value Enhancement Rider, Critical Illness Benefit Rider, Disability Payment of Specified Premium, Long-Term Care, Return of Premium, Preliminary Funding Account Rider, Vitality Program, LifeTrack

Special Features:

  • Quit Smoking Incentive
  • Non Tobacco rates for Non Cigarette nicotine users

Sales Tools

AudienceDocumentUpdatedLink
Consumer UseCost of Long Term Care Calculator07/10/2026Click Here
Advisor Use OnlyStrengthening Planning Conversations Using Personalized Longevity Preparedness Scores Advisor Brochure08/10/2026Click Here
Advisor Use OnlyForms06/09/2026Click Here
Advisor Use OnlyHancock Talks Podcast07/10/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide08/25/2026Click Here
Advisor Use OnlyAspire Microsite Link07/10/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseThe Strength of Our Brand Consumer Flyer07/10/2026LIFE-9460Click Here
Consumer UseEarn Vitality Points for Healthy Living Consumer Flyer07/10/2026LIFE-5815Click Here
Consumer UseLong Term Care Rider Consumer Guide06/25/2026LIFE-4226Click Here
Consumer UseConsumer Guide06/25/2026LIFE-4248Click Here
Consumer UseChronic Illness Rider Consumer Guide06/25/2026LIFE-1605Click Here
Consumer UseVitality Program Consumer Guide07/10/2026LIFE-2660Click Here
Consumer UseGetting To Gold Vitality Consumer Flyer07/10/2026LIFE-5918Click Here
Advisor Use OnlyPreliminary Funding Account Advisor Flyer06/25/2026LIFE-2871Click Here
Advisor Use OnlyChronic Illness Overview Advisor Flyer06/25/2026LIFE-1607Click Here
Advisor Use OnlyChronic Illness Comparing the Options Advisor Flyer06/25/2026LIFE-1608Click Here
Advisor Use OnlyLong Term Care Rider Advisor Guide06/25/2026LIFE-4224Click Here
Advisor Use OnlyLife Insurance Product Portfolio07/10/2026LIFE-1832Click Here
Advisor Use OnlyAdvisor Guide06/25/2026LIFE-5929Click Here
Advisor Use OnlyLife Insurance Riders Guide07/10/2026LIFE-7918Click Here
Advisor Use OnlyLiving Benefit Riders Selling Guide07/10/2026LIFE-1989Click Here
Advisor Use OnlyBest Class Basic Criteria07/10/2026LIFE-5872Click Here
Advisor Use OnlyQuit Smoking Incentive Advisor FAQs06/25/2026LIFE-5205Click Here
Advisor Use OnlyLong Term Care Rider Seller’s Guide06/25/2026LIFE-4225Click Here
Advisor Use OnlyVitality Program Advisor FAQs07/10/2026LIFE-4818Click Here
Advisor Use OnlyRoutine Underwriting Requirements07/10/2026LIFE-5096Click Here
Advisor Use OnlyAccelerated Death Benefit Specimen Rider06/25/2026S134-1f12Click Here
Advisor Use OnlySpecimen Policy06/25/2026ICC21 22PROULClick Here
Advisor Use OnlyReturn of Premium Specimen Rider06/25/202608PROROPRClick Here
Advisor Use OnlyDisability Payment of Specified Premium Specimen Rider06/25/2026J142-1usClick Here

Dedicated Team

2026 fmiAgent Point Awards

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