Protection Universal Life

No-Lapse Guarantee Universal Life

Issue Ages: 0-90 (Age Nearest Birthday)

Minimum Face Amount: $50,000

Riders Available: Accelerated Benefit, Accelerated Death Benefit for Chronic Illness, Cash Value Enhancement Rider, Critical Illness Benefit Rider, Disability Payment of Specified Premium, Long-Term Care, Return of Premium, Preliminary Funding Account Rider, Vitality Program, LifeTrack

Special Features:

  • Quit Smoking Incentive
  • Non Tobacco rates for Non Cigarette nicotine users

Sales Tools

AudienceDocumentUpdatedLink
Consumer UseCost of Long Term Care Calculator10/22/2025Click Here
Advisor Use OnlyForms11/20/2025Click Here
Advisor Use OnlyHancock Talks Podcast10/22/2025Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide03/10/2026Click Here
Advisor Use OnlyBenefit Better Microsite Link10/22/2025Click Here
Advisor Use OnlyAspire Microsite Link10/22/2025Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseThe Strength of Our Brand Consumer Flyer10/06/2025LIFE-9460Click Here
Consumer UseEarn Vitality Points for Healthy Living Consumer Flyer10/22/2025LIFE-5915Click Here
Consumer UseLong Term Care Rider Consumer Guide09/17/2025LIFE-4226Click Here
Consumer UseConsumer Guide09/17/2025LIFE-4248Click Here
Advisor Use OnlyLeverage the John Hancock Advantage Advisor Guide10/06/2025LIFE-7901AClick Here
Advisor Use OnlyPreliminary Funding Account Advisor Flyer09/17/2025LIFE-2871Click Here
Advisor Use OnlyChronic Illness Overview Advisor Flyer09/17/2025LIFE-1607Click Here
Advisor Use OnlyChronic Illness Comparing the Options Advisor Flyer09/16/2025LIFE-1608Click Here
Advisor Use OnlyLong Term Care Rider Advisor Guide09/17/2025LIFE-4224Click Here
Advisor Use OnlyLife Insurance Product Portfolio10/22/2025LIFE-1832Click Here
Advisor Use OnlyAdvisor Guide09/17/2025LIFE-5929Click Here
Advisor Use OnlyLife Insurance Riders Guide10/22/2025LIFE-7918Click Here
Advisor Use OnlyLiving Benefit Riders Selling Guide10/22/2025LIFE-1989Click Here
Advisor Use OnlyBest Class Basic Criteria10/22/2025LIFE-5872Click Here
Advisor Use OnlyQuit Smoking Incentive Advisor FAQs09/17/2025LIFE-5205Click Here
Advisor Use OnlyLong Term Care Rider Seller’s Guide09/17/2025LIFE-4225Click Here
Advisor Use OnlyVitality Program Advisor FAQs10/22/2025LIFE-4818Click Here
Advisor Use OnlyRoutine Underwriting Requirements10/22/2025LIFE-5096Click Here
Advisor Use OnlyAccelerated Death Benefit Specimen Rider09/16/2025S134-1f12Click Here
Advisor Use OnlySpecimen Policy09/17/2025ICC21 22PROULClick Here
Advisor Use OnlyReturn of Premium Specimen Rider09/17/202508PROROPRClick Here
Advisor Use OnlyDisability Payment of Specified Premium Specimen Rider09/16/2025J142-1usClick Here

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