SecureCare III

SecureCare III is a whole life insurance policy with cash indemnity long-term care (7702B) benefits. This policy is considered a qualified LTC contract.

Issue ages & premium payment options:

  • Single-Pay: 40-75
  • 5-Pay: 40-75
  • 7-Pay: 40-75
  • 10-Pay: 40-70
  • 15-Pay: 40-65

Long-Term Care Benefit Payment Type: Cash Indemnity

Minimum Face Amount: $50,000
Maximum Face Amount: $500,000

Underwriting Classes:
Simplified Issue, Sex Distinct: Non-tobacco Single, Non-tobacco Couples, Tobacco Single, Tobacco Couples
Couple’s discount is available through a special underwriting class; only one need apply to receive this benefit. State variations may apply.

Special Features:
Three Return of Premium options
Reduced paid-up benefit
Securian Financial’s Care Management Program™
Benefits outside the U.S.

Sales Tools

AudienceDocumentUpdatedLink
Consumer Use“The value of high ratings” Flyer06/18/2026Click Here
Consumer UseLife Insurance Needs Calculator06/18/2026Click Here
Advisor Use OnlyUnderwriting Approach Advisor Microsite06/18/2026Click Here
Advisor Use OnlyProduct Microsite10/16/2025Click Here
Advisor Use OnlyBOLD (Business Owner Life-stage Design) Microsite Link06/18/2026Click Here
Advisor Use OnlyLIFT (Life Insurance as a Financial Tool) Microsite06/18/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide06/22/2026Click Here
Advisor Use OnlyVideo Resource Library10/16/2025Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer Use“What’s your care plan?” Consumer Flyer10/16/2025101262Click Here
Consumer UseConsumer Brochure10/16/2025959891Click Here
Consumer Use“Why SecureCare III?” Consumer Brochure10/16/20259598910Click Here
Consumer UseLTC Quick Questionnaire10/16/20257177586Click Here
Consumer UseApplication Process Consumer Brochure10/16/20259598931Click Here
Consumer UseCare Management Program Consumer Flyer10/16/2025959893Click Here
Consumer UseHow It Works: Claims Process Consumer Brochure10/16/20251066172Click Here
Consumer Use“Gift of a Lifetime” Consumer Brochure06/18/202670464Click Here
Consumer Use“Protect your children now and in the future” Consumer Flyer06/18/20267790429Click Here
Consumer UseLTC/CI Planning For Any Life Stage Consumer Brochure06/18/202695262Click Here
Consumer Use“How to create a special needs financial strategy” Consumer Flyer06/18/2026722743Click Here
Consumer UseLife Agreements and the Why To Add Consumer Flyer06/18/2026770705Click Here
Advisor Use OnlyLongevity Credit Program Guidelines Advisor Flyer06/18/2026109238Click Here
Advisor Use OnlyRecreational Marijuana Use Guidelines06/18/202698531Click Here
Advisor Use OnlyProduct Highlights10/16/20259598916Click Here
Advisor Use OnlyAdvisor Guide10/16/20259598923Click Here
Advisor Use Only“Why SecureCare III?” Advisor Brochure10/16/2025959892Click Here
Advisor Use OnlyPre-Screen Checklist10/16/20259598928Click Here
Advisor Use OnlyApplication and Underwriting Process Flyer10/16/20259598943Click Here
Advisor Use OnlyImpairment Guide10/16/20251066171Click Here
Advisor Use OnlySecureCare UL vs. SecureCare III Features Comparison Brochure10/16/20259598922Click Here
Advisor Use OnlyHow It Works: LTC Replacement Advisor Flyer10/16/20251066173Click Here
Advisor Use OnlyClaims Process Advisor Brochure10/16/20259598942Click Here
Advisor Use OnlyProspect Profile Guide Advisor Flyer10/16/2025LTCPROSPGUIDEClick Here
Advisor Use OnlyUnclaimed Inflation Benefits Flyer10/16/20259598971Click Here
Advisor Use OnlyProtection planning for your clients’ life stages Flyer06/18/2026733555Click Here
Advisor Use OnlyCriteria for Top Underwriting Classes Flyer06/18/2026588546Click Here
Advisor Use OnlyMortality Credits Guidelines Flyer06/18/20265885413Click Here
Advisor Use Only“Long-term care and chronic illness planning for every life stage” Flyer06/18/202693450Click Here
Advisor Use OnlyEase of Doing Business Flyer06/18/202694559Click Here

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