Term Essential
Term Options: 10, 15, 20, and 30 Years
Issue Ages: (Age Last Birthday)
- 10 Year: 18-75
- 15 Year: 18-70
- 20 Year: 18-65 (18-60 Tobacco Classes)
- 30 Year: 18-55 (18-45 Tobacco Classes)
Minimum Face Amount: $100,000
Conversion Option Available
Riders Available: Accidental Death Benefit, Children’s Protection Rider, Living Needs Benefit, Waiver of Premium
Special Features: Non Tobacco rates for Non Cigarette nicotine users
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Forms | 04/24/2024 | Click Here |
Producer Use Only | eCapabilities Microsite | 12/19/2023 | Click Here |
Producer Use Only | Multi-Carrier Underwriting Guide | 04/05/2024 | Click Here |
Producer Use Only | The Prudential Advantage | 12/19/2023 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | Living Needs Benefit Rider Producer Highlighter | 12/06/2023 | 1004053-00003-00 | Click Here |
Producer Use Only | Products Portfolio | 11/02/2023 | 1005473-00014-00 | Click Here |
Producer Use Only | Product Highlights | 12/06/2023 | 1002421-00006-00 | Click Here |
Producer Use Only | Waiver of Premium Rider Highlights | 12/06/2023 | 1012651-00005-00 | Click Here |
Producer Use Only | Term Essential Specimen Policy | 12/06/2023 | ICC19 PLTIC-2019 | Click Here |
Producer Use Only | State Approvals | 11/02/2023 | NR-19729669 | Click Here |
Producer Use Only | Term Conversion Highlights | 11/02/2023 | 1000695-00007-00 | Click Here |
Producer Use Only | Life Insurance Needs in the Women’s Market Flyer | 11/02/2023 | 1050258-00002-00 | Click Here |
Producer Use Only | Living Needs Benefit Rider Highlights | 11/02/2023 | 1004053-00003-00 | Click Here |
Consumer Use | Term Essential Consumer Brochure | 12/06/2023 | 1013163-00009-00 | Click Here |
Consumer Use | “Prepare for Your Interview and Medical Exam” Consumer Brochure | 11/02/2023 | 1041976-00005-00 | Click Here |
Consumer Use | “Why high income earners should consider life insurance” Consumer Flyer | 11/02/2023 | 1050009-00002-00 | Click Here |
Consumer Use | The Value of Term Conversion Consumer Flyer | 12/19/2023 | 1041249-00004-00 | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
You must be logged in to use this feature.