Advantage Choice Universal Life
No-Lapse Guarantee
Issue Ages: (Age Nearest Birthday)
- 18 – 75 Select Preferred Non-Tobacco
- 18 – 85 Preferred Non-Tobacco
- 18 – 85 Standard Non-Tobacco
- 18 – 75 Preferred Tobacco
- 18 – 85 Standard Tobacco
Minimum Face Amount:
- $50,000 (Standard Non-Tobacco and Tobacco)
- $100,000 (All Other classes)
Riders Available: Accidental Death Benefit Rider, Children’s Term Rider, Disability Benefit Rider, ExtendCare Rider, Income Provider Option, Terminal Illness/Accelerated Death Benefit
Special Features: Occasional cigar use is considered non-tobacco if usage is admitted on the application and/or medical examination and the current urine specimen is negative for nicotine.
- 6 cigars or less per year for Select Preferred Non-Tobacco
- 12 cigars or less per year for Preferred Non-Tobacco
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Forms | 04/24/2024 | Click Here |
Producer Use Only | Multi-Carrier Underwriting Guide | 04/05/2024 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | Specimen Policy | 12/08/2023 | ICC12-UL22 | Click Here |
Producer Use Only | ExtendCare Rider Producer Guide | 12/08/2023 | PLAG.625372 | Click Here |
Producer Use Only | Underwriting Highlights | 12/08/2023 | PLAG.1105547 | Click Here |
Producer Use Only | A Guide to Lifetime Protection Choices | 12/29/2023 | PLAG.893251 | Click Here |
Producer Use Only | Producer Guide | 12/08/2023 | PLAG.3459 | Click Here |
Producer Use Only | Chronic Illness ADB and ExtendCare Rider Medical Disqualifiers | 12/08/2023 | PLAG.3329 | Click Here |
Producer Use Only | PLUS Underwriting Solution Flyer | 12/08/2023 | PLAG.772780 | Click Here |
Producer Use Only | Income Provider Option Frequently Asked Questions | 12/08/2023 | PLAG.10215 | Click Here |
Producer Use Only | Conversion Options Bulletin | 12/08/2023 | CLA.1510970 | Click Here |
Consumer Use | Benefits of Life Insurance Consumer Flyer | 01/16/2024 | CLC.1298353 | Click Here |
Consumer Use | Protecting Your Tomorrow Today Consumer Video | 12/08/2023 | Click Here | |
Consumer Use | TeleLife Consumer Quick Reference Guide | 12/08/2023 | CLC.4899 | Click Here |
Consumer Use | “What Type of Life Insurance is Best for You?” Consumer Flyer | 12/08/2023 | PLC.1387782 | Click Here |
Consumer Use | Products at a Glance Consumer Guide | 12/08/2023 | PLC.1765697 | Click Here |
Consumer Use | Life Product Overview Consumer Brochure | 12/08/2023 | PLC.3430 | Click Here |
Consumer Use | ExtendCare: Solutions for Chronic Illness Consumer Workbook | 12/08/2023 | PLC.9305 | Click Here |
Consumer Use | Consumer Guide | 12/08/2023 | PLC.560869 | Click Here |
Consumer Use | Understanding Life Insurance Consumer Brochure | 12/08/2023 | PLC.1475971 | Click Here |
Consumer Use | Income Provider Option Consumer Guide | 12/08/2023 | PLC.6318 | Click Here |
Consumer Use | ExtendCare Rider: Frequently Asked Questions | 12/08/2023 | PLC.10242 | Click Here |
Consumer Use | Riders and Endorsements Consumer Reference Guide | 12/08/2023 | PLC.768394 | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
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