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2024 fmiAgent Point Awards

The 2024 fmiAgent Point Awards

Set sail aboard the luxurious Celebrity Summit with Financial Markets Inc from Saturday April 5, 2025 through Thursday April 10, 2025.  This ship features fine dining in many exquisite restaurants, a variety of lounges including a wine cellar and martini bar.  Enjoy a live stage show in the theater or try your luck in the casino.  Join a class in the fitness center or relax and rejuvenate in the spa.  Kids and young adults can participate in supervised age-appropriate activities as the grown-ups enjoy the adults-only solarium with a pool and hot tub.  Shoot some hoops or play a round of golf on deck followed by an outdoor movie on the rooftop terrace.

Celebrity Summit

Celebrity Summit Solarium
The 2024 fmiAgent Point Awards Cruise Schedule
2024 fmiAgent Point Awards 27 Waterfalls, Puerto Plata, Dominican Republic

Sailing into port at Puerto Plata, Dominican Republic, we will pass the Fortaleza San Felipe, a historic Spanish fortress which once protected the entrance to the city’s seaport. Today, the fortress serves as a museum, showcasing military artifacts from the 18th and 19th centuries. Spend the day swimming with dolphins at World Ocean, the largest manmade dolphin habitat in the world, or grab a kayak and head out on the water at Manatee Reserve. Hike through the lush, protected jungle of El Choco National Park, enjoying the park’s two lagoons or take a swim at the awe-inspiring 27 Waterfalls complex. 

2024 fmiAgent Point Awards Swim with Dolphins
2024 fmiAgent Point Awards Atlantis

Our next stop is Nassau, Bahamas where you can discover the lost city of Atlantis on Paradise Island. Stroll underwater tunnels with the sharks at Predator Lagoon or take the plunge on the waterslide and slide through the shark tank in a transparent tunnel! Wade through waist-high water and make a personal connection intelligent, gentle dolphins at Dolphin Cay, an accredited marine mammal habitat with a state-of-the-art education center. Or bask in warm sunshine and tranquil Atlantic waters on Blue Lagoon Island. Browse the duty-free shops and Nassau Straw Market where you’ll find authentic Cuban cigars and one-of-a-kind artworks.

Nassau, Bahamas

Qualification Guidelines

  • Minimum of 12 paid policies.
  • Agent must have at least an 80% placement ratio.
  • Qualification Period: January 16, 2024 through January 15, 2025.
  • Qualification Points vary by carrier and product.
  • All Qualification Points earned per product will be combined at the end of the qualification period for a final total. 
The 2024 fmiAgent Point Awards Points Schedule

Terms and Conditions

  • For agent use only.
  • By invitation or recommendation from Financial Markets Inc only.
  • Business that will be credited includes fully commissionable business placed and paid through Financial Markets Inc during the qualification period. Certain plans may not be eligible.
  • Business written on the agent or family members will not be eligible.
  • The Qualification Points can be a combination of Life, Annuity and Health premiums. Please reference the Qualification Points applicable to each individual product for calculation.
  • All policies must be issued, effective and paid no later than January 15, 2025 to be considered for Qualification Points.
  • General Agents may not qualify unless pre-arranged in writing prior to contest.
  • Agent may qualify only once.
  • Canceled and lapsed business will not be considered for Qualification Points.
  • Excess premium (premium beyond target) on Universal Life business or other similar contracts will not receive any Qualification Points. 
  • Payroll deduction business Qualification Points will be determined on a case-by-case basis.
  • Agent must be in good standing with Financial Markets Inc at time of redemption (i.e., must be currently contracted with companies from which Qualification Points are derived and actively producing business. No outstanding debt balance allowed).
  • Qualification Points will not be credited for subsequent annuity premiums. 
  • Contest credit dependent upon federal and state regulations.
  • Qualification Points derived from Annuity Premium may be excluded or limited by your Broker/Dealer and/or the NAIC Suitability in Annuity Transactions Model Act and/or other regulations.
  • Qualification Points are not redeemable for cash or other remuneration.
  • Qualification Points cannot be transferred.
  • Qualification Points will be redeemed at one time at the end of the qualification period, which is January 15, 2025.
  • Financial Markets Inc reserves the right to modify any qualification requirement at its discretion without notice.
  • This is a voluntary function; therefore, travel restrictions may apply.
  • A 1099 will be issued to all producers for the fair market value of the trip.
  • Agent and one guest may attend; guest may not be another licensed agent unless a spouse.
  • Travel arrangements to and from the event destination are the responsibility of the qualifying agent.
  • In cooperation with a third party, Financial Markets Inc is unable to make any modifications to the incentive’s guidelines.
  • Trip dates: Saturday, April 5, 2025 through Thursday, April 10, 2025
  • Producer’s Club: Accommodations in a standard stateroom.
  • VIP Producer’s Club: Accommodations in an upgraded stateroom. Financial Markets Inc will provide one complimentary off-ship excursion per agent and guest.
  • President’s Club: Accommodations in a superior stateroom with one evening of special dining. Financial Markets Inc will provide one complimentary off-ship excursion per agent and guest.