Universal Life Flex
Issue Ages:
- 0-85 Standard
- 20-85 Super Standard and Preferred
- 20-80 Super Preferred Non-Tobacco
Minimum Face Amount: $25,000 for ages 0-19; $50,000 for ages 20-85
Ideal Prospects:
- Individuals who have coverage needs of $1 million or greater
- Individuals who are seeking long-term coverage without requiring lifetime guarantees
Riders Available: Chronic Illness Death Benefit Advance Rider, Cost of Living Increase, Extended No Lapse Guarantee, Life Paid-Up, Salary Increase, Terminal Illness Death Benefit Advance, Waiver of Monthly Policy Charge
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Forms | 04/24/2024 | Click Here |
Producer Use Only | Key Person Life/DI Calculator | 12/15/2023 | Click Here |
Producer Use Only | Multi-Carrier Underwriting Guide | 04/05/2024 | Click Here |
Producer Use Only | Accelerated Underwriting Guide | 12/15/2023 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | Chronic Illness Rider Producer Guide | 12/19/2023 | BB11960-11 | Click Here |
Producer Use Only | Producer Guide | 12/20/2023 | BB12092-03 | Click Here |
Producer Use Only | Life Portfolio | 12/15/2023 | BB8978-34 | Click Here |
Producer Use Only | Business Solutions Enhanced Underwriting Flyer | 12/15/2023 | BB12544-01 | Click Here |
Consumer Use | Life Paid-Up Rider Consumer Flyer | 12/19/2023 | BB12012-03 | Click Here |
Consumer Use | Consumer Brochure | 12/20/2023 | BB12089-05 | Click Here |
Consumer Use | Chronic Illness Rider Consumer Brochure | 12/19/2023 | BB10935-10 | Click Here |
Consumer Use | Cost of Living Increase Rider Consumer Flyer | 12/19/2023 | BB12168-02 | Click Here |
Consumer Use | “Term or Permanent Life Insurance?” Consumer Flyer | 12/15/2023 | BB12102-04 | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
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