Issue Ages:

• 0-85 Standard
• 20-85 Super Standard and Preferred
• 20-80 Super Preferred Non-Tobacco

Minimum Face Amount: $25,000 for ages 0-19; $50,000 for ages 20-85

Ideal Prospects:

• Individuals who have coverage needs of $1 million or greater
• Individuals who are seeking long-term coverage without requiring lifetime guarantees

Riders Available: Chronic Illness Death Benefit Advance Rider, Cost of Living Increase, Extended No Lapse Guarantee, Life Paid-Up, Salary Increase, Terminal Illness Death Benefit Advance, Waiver of Monthly Policy Charge