Indexed Universal Life Flex
Issue Ages: (Age Nearest Birthday)
- 20-85 Standard & Preferred Tobacco, and Standard, Super Standard & Preferred Non-Tobacco
- 20-80 Super Preferred Non-Tobacco
- 20-70 Special Underwriting Programs — Standard Non-Tobacco, Standard Tobacco
Minimum Face Amount: $100,000
Ideal Prospects: Like the flexibility and guarantees of universal life insurance, but are interested in the potential for higher crediting rates than traditional universal life offers.
Riders Available: Chronic Illness Death Benefit Advance Rider, Cost of Living Increase Rider, Extended No-Lapse Guarantee Rider, Life Paid-Up Rider, Salary Increase Rider, Terminal Illness Death Benefit Advance Rider, Waiver of Monthly Policy Charge Rider
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Forms | 04/24/2024 | Click Here |
Producer Use Only | Key Person Life/DI Calculator | 12/15/2023 | Click Here |
Producer Use Only | Multi-Carrier Underwriting Guide | 04/05/2024 | Click Here |
Producer Use Only | Accelerated Underwriting Guide | 12/15/2023 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | Product Highlights Flyer | 12/19/2023 | BB12058-03 | Click Here |
Producer Use Only | Chronic Illness Rider Producer Guide | 12/19/2023 | BB11960-11 | Click Here |
Producer Use Only | Producer Guide | 12/19/2023 | BB12051-03 | Click Here |
Producer Use Only | Sales Guide Brochure | 12/19/2023 | BB11913-05 | Click Here |
Producer Use Only | Life Portfolio | 12/15/2023 | BB8978-34 | Click Here |
Producer Use Only | Business Solutions Enhanced Underwriting Flyer | 12/15/2023 | BB12544-01 | Click Here |
Consumer Use | Life Paid-Up Rider Consumer Flyer | 12/19/2023 | BB12012-03 | Click Here |
Consumer Use | Consumer Brochure | 12/19/2023 | BB12042-03 | Click Here |
Consumer Use | Chronic Illness Rider Consumer Brochure | 12/19/2023 | BB10935-10 | Click Here |
Consumer Use | Cost of Living Increase Rider Consumer Flyer | 12/19/2023 | BB12168-02 | Click Here |
Consumer Use | “An Introduction to Indexed Universal Life Insurance” Consumer Brochure | 12/19/2023 | BB11839-04 | Click Here |
Consumer Use | “Term or Permanent Life Insurance?” Consumer Flyer | 12/15/2023 | BB12102-04 | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
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