Protection Builder Indexed Universal Life

No-Lapse Guarantee Indexed Universal Life

Issue Ages: 15 days to 79 years (age nearest birthday)

Minimum Face Amount:

  • $50,000 for ages 0-70
  • $100,000 for ages 71-79

Riders Available:

  • Accidental Death Benefit
  • Accelerated Benefits – Terminal, Chronic, Critical
  • Children’s Term Insurance Rider
  • Premium Guarantee Rider – Optional
  • Guaranteed Insurability Rider
  • Waiver of Monthly Deductions Rider
  • Premium Recovery Endorsement

Special Features:

  • Net Zero Cost Loans in Years 6+
  • Premiums Allocate Daily to the Index Selections
  • Premium Deposit Agreement Available
  • Guaranteed Death Benefit up to Age 120
  • Several index options and index crediting methods
  • Interest bonus on the index and fixed account
  • Choice of loans

Sales Tools

AudienceDocumentUpdatedLink
Consumer Use“What is IUL?” Consumer Video06/04/2026Click Here
Consumer Use“How does IUL work?” Consumer Video06/04/2026Click Here
Consumer UseRetirement Planning Consumer Video06/05/2026Click Here
Advisor Use OnlyForms06/09/2026Click Here
Advisor Use Only“More Than You Expect” Consumer Video09/26/2025Click Here
Advisor Use OnlyWebinar Replays06/05/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide06/22/2026Click Here
Advisor Use OnlyMarketing Toolkit06/09/2026Click Here
Advisor Use OnlyProducts-At-A-Glance Microsite06/09/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseAccessing Your Policy’s Cash Value Consumer Brochure06/04/20261311NMhClick Here
Consumer Use“Help Solve for Cost of Care” Consumer Flyer06/05/20261576NMClick Here
Consumer UseConsumer Brochure09/26/20251813NM-1Click Here
Consumer UseConsumer Flyer09/26/20251813NM-4Click Here
Consumer UseHow Indexed Universal Life Insurance Works Consumer Flyer06/04/2026621NMClick Here
Consumer UseAccelerated Death Benefit Endorsements UL and IUL Consumer Guide06/04/2026240NM-4cClick Here
Consumer UseSimple Submit Next Steps Consumer Flyer06/09/2026259NM-3Click Here
Consumer UseRetirement Planning Consumer Brochure06/05/2026207NM-3Click Here
Consumer Use“Managing Your Tax Allocation” Consumer Flyer06/05/20261367NM-7aClick Here
Advisor Use OnlyAccelerated Death Benefit Endorsements Universal and Indexed Universal Life Advisor Guide06/04/2026240NM-7Click Here
Advisor Use OnlyIndexed Universal Life Marketing Guide06/04/2026241NMClick Here
Advisor Use OnlyProduct Overview Flyer09/26/20251813NM-2Click Here
Advisor Use OnlyLife Products At A Glance Advisor Brochure06/09/2026221NMClick Here
Advisor Use OnlyStrength and Stability Brochure06/05/2026339NMClick Here
Advisor Use OnlyPremium Recovery Endorsement Advisor Flyer09/26/20251164NM-2Click Here
Advisor Use OnlySpecimen Policy09/26/20255940Click Here
Advisor Use OnlySimpleSubmit Compatible Devices Flyer06/09/2026947NMClick Here
Advisor Use OnlyWriteAway Accelerated Underwriting Field Guide06/09/2026643NM-1aClick Here
Advisor Use OnlySimple Submit Advisor Guide06/09/2026259NM-1Click Here
Advisor Use OnlyMedical Reference Library06/09/2026136NL-bClick Here
Advisor Use OnlyRiders and Options Guide06/09/2026500NM-1Click Here
Advisor Use OnlyAccelerated Death Benefits Endorsements Advisor Guide06/09/2026240NMClick Here
Advisor Use OnlyOnline Part 2 Advisor FAQs06/05/2026643NM-36Click Here

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