Builder Plus Indexed Universal Life

Issue Ages: 0-75 (Age Last Birthday)

Minimum Face Amount:

  • $50,000 for ages 0-70
  • $100,000 for ages 71-75

Riders Available: Accidental Death Benefit, Accelerated Benefits – Terminal, Chronic, Critical, Children’s Term Insurance Rider, Guarantee Insurability Rider, Waiver of Monthly Deductions Rider

Special Features:

  • Account Interest Multiplier – 10% guaranteed bonus on Index credit, beginning in year 6
  • Interest Rate Bonus – 1% – beginning in year 11 and contractually guaranteed on the Index Account
  • Variable Loans available in year 1
  • Chronic Illness Enhancements – up to $2 Million acceleration
  • Surrender Charge Period – Reduced to 10 years
  • Return of Premium Death Benefit Option*
  • Commission Option B
    *subject to eligibility requirements. The maximum issue age is 70. Not allowed if the primary insured has a table rating greater than 4 or a flat extra rating.

Available in all states except California and Delaware.

Sales Tools

AudienceDocumentUpdatedLink
Consumer Use“What is IUL?” Consumer Video09/30/2026Click Here
Consumer Use“How does IUL work?” Consumer Video09/30/2026Click Here
Consumer UseRetirement Planning Consumer Video09/30/2026Click Here
Consumer UseOwn Your Financial Future Consumer Microsite09/30/2026Click Here
Advisor Use OnlyForms06/09/2026Click Here
Advisor Use OnlyWebinar Replays09/30/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide10/08/2026Click Here
Advisor Use OnlyMarketing Toolkit09/30/2026Click Here
Advisor Use OnlyProducts-At-A-Glance Microsite09/30/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseBusiness Owner Consumer Brochure09/30/20261776NM-8aClick Here
Consumer UseAccessing Your Policy’s Cash Value Consumer Brochure09/30/20261311NMhClick Here
Consumer Use“Help Solve for Cost of Care” Consumer Flyer09/30/20261576NMClick Here
Consumer UseConsumer Brochure09/30/20261776NM-4aClick Here
Consumer UseHow Indexed Universal Life Insurance Works Consumer Flyer09/30/2026621NMClick Here
Consumer UseAccelerated Death Benefit Endorsements UL and IUL Consumer Guide09/30/2026240NM-4cClick Here
Consumer UseSimple Submit Next Steps Consumer Flyer09/30/2026259NM-3Click Here
Consumer UseRetirement Planning Consumer Brochure09/30/2026207NM-3Click Here
Consumer Use“Managing Your Tax Allocation” Consumer Flyer09/30/20261367NM-7aClick Here
Advisor Use OnlyAccelerated Death Benefit Endorsements Universal and Indexed Universal Life Advisor Guide09/30/2026240NM-7Click Here
Advisor Use OnlyIndexed Universal Life Marketing Guide09/30/2026241NMClick Here
Advisor Use OnlyLife Products At A Glance Advisor Brochure09/30/2026221NMClick Here
Advisor Use OnlyStrength and Stability Brochure09/30/2026339NMClick Here
Advisor Use OnlyPremium Deposit Agreement Flyer09/30/2026963NM-1Click Here
Advisor Use OnlySimpleSubmit Compatible Devices Flyer09/30/2026947NMClick Here
Advisor Use OnlyWriteAway Accelerated Underwriting Field Guide09/30/2026643NM-1aClick Here
Advisor Use OnlySimple Submit Advisor Guide09/30/2026259NM-1Click Here
Advisor Use OnlyMedical Reference Library09/30/2026136NL-bClick Here
Advisor Use OnlyProduct Comparison Flyer09/30/20261776NM-5Click Here
Advisor Use OnlyRiders and Options Guide09/30/2026500NM-1Click Here
Advisor Use OnlyAccelerated Death Benefits Endorsements Advisor Guide09/30/2026240NMClick Here
Advisor Use OnlyOnline Part 2 Advisor FAQs10/15/2026643NM-36Click Here

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