Builder Plus Indexed Universal Life
Issue Ages: 0-75 (Age Last Birthday)
Minimum Face Amount:
- $50,000 for ages 0-70
- $100,000 for ages 71-75
Riders Available: Accidental Death Benefit, Accelerated Benefits – Terminal, Chronic, Critical, Children’s Term Insurance Rider, Guarantee Insurability Rider, Waiver of Monthly Deductions Rider
Special Features:
- Account Interest Multiplier – 10% guaranteed bonus on Index credit, beginning in year 6
- Interest Rate Bonus – 1% – beginning in year 11 and contractually guaranteed on the Index Account
- Variable Loans available in year 1
- Chronic Illness Enhancements – up to $2 Million acceleration
- Surrender Charge Period – Reduced to 10 years
- Return of Premium Death Benefit Option*
- Commission Option B
*subject to eligibility requirements. The maximum issue age is 70. Not allowed if the primary insured has a table rating greater than 4 or a flat extra rating.
Available in all states except California and Delaware.
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Forms | 01/09/2024 | Click Here |
Producer Use Only | Webinar Replays | 12/21/2023 | Click Here |
Producer Use Only | Multi-Carrier Underwriting Guide | 04/05/2024 | Click Here |
Producer Use Only | Marketing Toolkit | 12/21/2023 | Click Here |
Producer Use Only | Products-At-A-Glance Microsite | 12/21/2023 | Click Here |
Producer Use Only | Technology Microsite | 12/20/2023 | Click Here |
Consumer Use | “What is IUL?” Consumer Video | 12/21/2023 | Click Here |
Consumer Use | “How does IUL work?” Consumer Video | 12/21/2023 | Click Here |
Consumer Use | Retirement Planning Consumer Video | 12/21/2023 | Click Here |
Consumer Use | Own Your Financial Future Consumer Microsite | 12/20/2023 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | “The Cost of Waiting” Flyer | 12/21/2023 | 1629NM | Click Here |
Producer Use Only | Accelerated Death Benefit Endorsements Universal and Indexed Universal Life Producer Guide | 12/21/2023 | 240NM-7 | Click Here |
Producer Use Only | Indexed Universal Life Marketing Guide | 12/21/2023 | 241NM | Click Here |
Producer Use Only | Product Comparison Producer Flyer | 12/20/2023 | 1366NM-1 | Click Here |
Producer Use Only | Life Products At A Glance Producer Brochure | 12/21/2023 | 221NM | Click Here |
Producer Use Only | Strength and Stability Brochure | 12/21/2023 | 339NM | Click Here |
Producer Use Only | Premium Deposit Agreement Flyer | 12/20/2023 | 963NM-1 | Click Here |
Producer Use Only | SimpleSubmit Compatible Devices Flyer | 12/21/2023 | 947NM | Click Here |
Producer Use Only | WriteAway Accelerated Underwriting Field Guide | 12/21/2023 | 643NM-1a | Click Here |
Producer Use Only | “Understanding the Affluent Consumer” Producer Flyer | 12/20/2023 | 1366NM-5 | Click Here |
Producer Use Only | Specimen Policy | 12/20/2023 | Click Here | |
Producer Use Only | Simple Submit Producer Guide | 12/21/2023 | 259NM-1 | Click Here |
Producer Use Only | Medical Reference Library | 12/21/2023 | 136NL-b | Click Here |
Consumer Use | Power of Choice Consumer Flyer | 12/13/2023 | 1648NM-3 | Click Here |
Consumer Use | “Help Solve for Cost of Care” Consumer Flyer | 12/21/2023 | 1576NM | Click Here |
Consumer Use | Consumer Brochure | 12/20/2023 | 1367NM-1 | Click Here |
Consumer Use | How Indexed Universal Life Insurance Works Consumer Flyer | 12/21/2023 | 621NM | Click Here |
Consumer Use | Accelerated Death Benefit Endorsements UL and IUL Consumer Guide | 12/21/2023 | 240NM-4c | Click Here |
Consumer Use | Simple Submit Next Steps Consumer Flyer | 12/21/2023 | 259NM-3 | Click Here |
Consumer Use | Retirement Planning Consumer Brochure | 12/21/2023 | 207NM-3 | Click Here |
Consumer Use | “Own Your Financial Future” Consumer Flyer | 12/20/2023 | 1367NM-2a | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
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