ADDvantage Term

Term Options: 10, 15, 20 and 30 Years

Issue Ages: (Age Nearest Birthday)

  • 10 Year: 18-75
  • 15 Year: 18-70
  • 20 Year: 18-65
  • 30 Year: 18-55 (18-50 Tobacco Classes)

Minimum Face Amount: $100,000

Conversion Option Available

Riders Available: Critical illness, Chronic illness, Terminal illness, Waiver of term premium for disability rider, Children’s term insurance rider

Sales Tools

AudienceDocumentUpdatedLink
Consumer UseRetirement Planning Consumer Video06/05/2026Click Here
Advisor Use OnlyForms06/09/2026Click Here
Advisor Use OnlyWebinar Replays06/05/2026Click Here
Advisor Use OnlyTerm Quote Calculator06/10/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide06/08/2026Click Here
Advisor Use OnlyMarketing Toolkit06/09/2026Click Here
Advisor Use OnlyProducts-At-A-Glance Microsite06/09/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer Use“Help Solve for Cost of Care” Consumer Flyer06/05/20261576NMClick Here
Consumer UseSimple Submit Next Steps Consumer Flyer06/09/2026259NM-3Click Here
Consumer UseRetirement Planning Consumer Brochure06/05/2026207NM-3Click Here
Consumer UseConsumer Flyer06/09/2026599NMClick Here
Consumer UseConsumer Guide06/09/2026608NM-1Click Here
Consumer UseOld vs. New Term Life Insurance Consumer Flyer06/09/20261116NMClick Here
Consumer UseAccelerated Death Benefit Endorsements Term Consumer Brochure06/09/2026240NM-6Click Here
Consumer Use“Managing Your Tax Allocation” Consumer Flyer06/05/20261367NM-7aClick Here
Advisor Use OnlyAdvisor Guide06/10/2026608NM-2Click Here
Advisor Use OnlyAccelerated Death Benefit Endorsements Term Advisor Guide06/10/2026240NM-5Click Here
Advisor Use OnlyLife Products At A Glance Advisor Brochure06/09/2026221NMClick Here
Advisor Use OnlyStrength and Stability Brochure06/05/2026339NMClick Here
Advisor Use OnlyAccelerated Death Benefit Endorsements – How it works Flyer06/10/2026959NM-12Click Here
Advisor Use OnlySimpleSubmit Compatible Devices Flyer06/09/2026947NMClick Here
Advisor Use OnlyWriteAway Accelerated Underwriting Field Guide06/09/2026643NM-1aClick Here
Advisor Use OnlySpecimen Policy06/10/2026260347Click Here
Advisor Use OnlyChildren’s Term Insurance Specimen Rider06/10/2026ICC19LR456Click Here
Advisor Use OnlySimple Submit Advisor Guide06/09/2026259NM-1Click Here
Advisor Use OnlyWaiver of Term Premium Specimen Rider06/10/2026ICC14LR472Click Here
Advisor Use OnlyMedical Reference Library06/09/2026136NL-bClick Here
Advisor Use OnlyCompetitive Advisor Flyer06/09/20261095NM-6Click Here
Advisor Use OnlyTerm Marketing Guide06/10/20261106NMClick Here
Advisor Use OnlyRiders and Options Guide06/09/2026500NM-1Click Here
Advisor Use OnlyAccelerated Death Benefits Endorsements Advisor Guide06/09/2026240NMClick Here
Advisor Use OnlyOnline Part 2 Advisor FAQs06/05/2026643NM-36Click Here

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