ADDvantage Term

Term Options: 10, 15, 20 and 30 Years

Issue Ages: (Age Nearest Birthday)

  • 10 Year: 18-75
  • 15 Year: 18-70
  • 20 Year: 18-65
  • 30 Year: 18-55 (18-50 Tobacco Classes)

Minimum Face Amount: $100,000

Conversion Option Available

Riders Available: Critical illness, Chronic illness, Terminal illness, Waiver of term premium for disability rider, Children’s term insurance rider

Sales Tools

AudienceDocumentUpdatedLink
Consumer UseRetirement Planning Consumer Video08/20/2025Click Here
Advisor Use OnlyForms11/20/2025Click Here
Advisor Use OnlyWebinar Replays08/20/2025Click Here
Advisor Use OnlyTerm Quote Calculator08/20/2025Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide04/23/2026Click Here
Advisor Use OnlyMarketing Toolkit08/20/2025Click Here
Advisor Use OnlyProducts-At-A-Glance Microsite08/20/2025Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer Use“Help Solve for Cost of Care” Consumer Flyer08/20/20251576NMClick Here
Consumer UseSimple Submit Next Steps Consumer Flyer08/20/2025259NM-3Click Here
Consumer UseRetirement Planning Consumer Brochure08/20/2025207NM-3Click Here
Consumer UseConsumer Flyer08/20/2025599NMClick Here
Consumer UseConsumer Guide08/20/2025608NM-1Click Here
Consumer UseOld vs. New Term Life Insurance Consumer Flyer08/20/20251116NMClick Here
Consumer UseAccelerated Death Benefit Endorsements Term Consumer Brochure08/20/2025240NM-6Click Here
Advisor Use OnlyAdvisor Guide08/20/2025608NM-2Click Here
Advisor Use OnlyAccelerated Death Benefit Endorsements Term Advisor Guide08/20/2025240NM-5Click Here
Advisor Use OnlyLife Products At A Glance Advisor Brochure08/20/2025221NMClick Here
Advisor Use OnlyStrength and Stability Brochure08/20/2025339NMClick Here
Advisor Use OnlyAccelerated Death Benefit Endorsements – How it works Flyer08/20/2025959NM-12Click Here
Advisor Use OnlySimpleSubmit Compatible Devices Flyer08/20/2025947NMClick Here
Advisor Use OnlyWriteAway Accelerated Underwriting Field Guide08/20/2025643NM-1aClick Here
Advisor Use OnlySpecimen Policy08/20/2025260347Click Here
Advisor Use OnlyChildren’s Term Insurance Specimen Rider08/20/2025ICC19LR456Click Here
Advisor Use OnlySimple Submit Advisor Guide08/20/2025259NM-1Click Here
Advisor Use OnlyWaiver of Term Premium Specimen Rider08/20/2025ICC14LR472Click Here
Advisor Use OnlyMedical Reference Library08/20/2025136NL-bClick Here
Advisor Use OnlyRiders and Options Guide08/20/2025500NM-1Click Here

Dedicated Team

2026 fmiAgent Point Awards

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