SurvivorLife Survivorship Indexed Universal Life

SurvivorLife offers flexible, tax-free death benefit protection for two insureds, such as spouses or business partners. With strong income distribution performance and the potential to guarantee lifetime income with the Lifetime Income Benefit Rider (LIBR), SurvivorLife is the next generation of survivorship indexed universal life designed to help with estate and wealth transfer planning.

Issue Ages: 0-85 (Age Nearest Birthday)

Minimum Face Amount:

  • Initial Coverage: $250,000
  • Base or APB Increase: $25,000

Riders Available: Accelerated Benefits Riders, Additional Protection Benefit Rider (max. blend 3:1 APB : Base), Balance Sheet Benefit Rider, Death Benefit Protection Rider, Estate Preservation Rider, Lifetime Income Benefit Rider, Overloan Protection Rider, Policy Split Option, Premium Deposit Account, Survivor Protection Rider, Systemic Allocation Rider

Sales Tools

AudienceDocumentUpdatedLink
Consumer UseFinancial Calculators09/02/2026Click Here
Advisor Use OnlyForms06/09/2026Click Here
Advisor Use OnlyIUL eKit Microsite Link09/01/2026Click Here
Advisor Use OnlyRapid Response Center Link06/09/2026Click Here
Advisor Use OnlyTerm to Perm eKit Microsite Link09/02/2026Click Here
Advisor Use OnlyLife Puzzle eKit Microsite Link09/02/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseLIBR Consumer Flyer09/01/202664272Click Here
Consumer UseConsumer Guide07/10/2026105395Click Here
Consumer UseBusiness Highlights Consumer Flyer06/09/202668825Click Here
Consumer Use“Life Insurance with Living Benefits” Consumer Flyer09/01/2026102990Click Here
Consumer Use“Benefits of Life Insurance” Consumer Brochure09/01/202664435Click Here
Consumer Use“Living Benefits There’s More to Life” Consumer Brochure09/01/2026103433Click Here
Consumer UseRetirement Income Gap Analysis Consumer Worksheet09/01/2026106303Click Here
Consumer UseWhat Type of Life Insurance Policy is Best? Consumer Brochure09/02/202663499Click Here
Advisor Use OnlyIUL Comparison Advisor Flyer09/01/2026108350Click Here
Advisor Use OnlyProduct Highlights07/10/2026105752Click Here
Advisor Use OnlyAdvisor Guide07/10/2026105751Click Here
Advisor Use OnlyStreamlined Underwriting Green/Yellow/Red Light Advisor Flyer09/02/2026103341Click Here
Advisor Use OnlyUninsurable or Problematic Risks09/02/2026TC120418Click Here
Advisor Use OnlyForeign National Guidelines09/02/202669798Click Here
Advisor Use OnlyLife Product Guide Quick Reference Chart09/02/202663236Click Here
Advisor Use OnlyEZ Underwriting Program Advisor Guide09/02/2026103173Click Here
Advisor Use OnlyAccelerated Benefit Riders Product Guide09/02/202668928Click Here
Advisor Use OnlyLifetime Income Benefit Rider Quick Reference Guide09/01/202664284Click Here
Advisor Use OnlyUnderwriting Professional Athletes Advisor Flyer09/02/2026104776Click Here

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