SurvivorLife Survivorship Indexed Universal Life

SurvivorLife offers flexible, tax-free death benefit protection for two insureds, such as spouses or business partners. With strong income distribution performance and the potential to guarantee lifetime income with the Lifetime Income Benefit Rider (LIBR), SurvivorLife is the next generation of survivorship indexed universal life designed to help with estate and wealth transfer planning.

Issue Ages: 0-85 (Age Nearest Birthday)

Minimum Face Amount:

  • Initial Coverage: $250,000
  • Base or APB Increase: $25,000

Riders Available: Accelerated Benefits Riders, Additional Protection Benefit Rider (max. blend 3:1 APB : Base), Balance Sheet Benefit Rider, Death Benefit Protection Rider, Estate Preservation Rider, Lifetime Income Benefit Rider, Overloan Protection Rider, Policy Split Option, Premium Deposit Account, Survivor Protection Rider, Systemic Allocation Rider

Sales Tools

AudienceDocumentUpdatedLink
Consumer UseFinancial Calculators06/09/2026Click Here
Advisor Use OnlyForms06/09/2026Click Here
Advisor Use OnlyIUL eKit Microsite Link11/12/2025Click Here
Advisor Use OnlyRapid Response Center Link06/09/2026Click Here
Advisor Use OnlyTerm to Perm eKit Microsite Link11/12/2025Click Here
Advisor Use OnlyLife Puzzle eKit Microsite Link11/12/2025Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseLIBR Consumer Flyer11/12/202564272Click Here
Consumer UseConsumer Guide09/30/2025105395Click Here
Consumer UseBusiness Highlights Consumer Flyer06/09/202668825Click Here
Consumer Use“Life Insurance with Living Benefits” Consumer Flyer11/12/2025102990Click Here
Consumer Use“Benefits of Life Insurance” Consumer Brochure11/12/202564435Click Here
Consumer Use“Living Benefits There’s More to Life” Consumer Brochure11/12/2025103433Click Here
Consumer UseRetirement Income Gap Analysis Consumer Worksheet11/12/2025106303Click Here
Consumer UseWhat Type of Life Insurance Policy is Best? Consumer Brochure11/12/202563499Click Here
Advisor Use OnlyIUL Comparison Advisor Flyer11/12/2025108350Click Here
Advisor Use OnlyProduct Highlights09/30/2025105752Click Here
Advisor Use OnlyAdvisor Guide09/30/2025105751Click Here
Advisor Use OnlyStreamlined Underwriting Green/Yellow/Red Light Advisor Flyer11/12/2025103341Click Here
Advisor Use OnlyUninsurable or Problematic Risks11/12/2025TC120418Click Here
Advisor Use OnlyForeign National Guidelines11/12/202569798Click Here
Advisor Use OnlyLife Product Guide Quick Reference Chart11/12/202563236Click Here
Advisor Use OnlyEZ Underwriting Program Advisor Guide11/12/2025103173Click Here
Advisor Use OnlyAccelerated Benefit Riders Product Guide11/12/202568928Click Here
Advisor Use OnlyLifetime Income Benefit Rider Quick Reference Guide11/12/202564284Click Here
Advisor Use OnlyUnderwriting Professional Athletes Advisor Flyer11/12/2025104776Click Here

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