FlexLife Indexed Universal Life

Issue Ages: 0 – 85 (age nearest birthday)

Minimum Face Amount: $50,000

Surrender Schedule: 10 years

Riders:

  • Accelerated Benefits Riders (at no additional cost) – Terminal, Chronic, Critical Illness, Critical Injury, Alzheimer’s Disease.
  • Additional Protection Benefit Rider
  • Balance Sheet Benefit Rider
  • Benefit Distribution Option Rider
  • Charitable Matching Gift Death Benefit Rider
  • Children’s Term Rider
  • Death Benefit Protection Rider
  • Guaranteed Insurability Option Rider
  • Lifetime Income Benefit Rider
  • Other Insured Rider
  • Fertility Journey Rider
  • Overloan Protection Rider
  • Qualified Plan Exchange Privilege Rider
  • Systematic Allocation Rider
  • Waiver of Monthly Deductions Rider
  • Waiver of Specified Premium Rider

Sales Tools

AudienceDocumentUpdatedLink
Consumer UseFinancial Calculators11/12/2025Click Here
Advisor Use OnlyForms11/20/2025Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide04/23/2026Click Here
Advisor Use OnlyIUL eKit Microsite Link11/12/2025Click Here
Advisor Use OnlyRapid Response Center Link08/20/2025Click Here
Advisor Use OnlyTerm to Perm eKit Microsite Link11/12/2025Click Here
Advisor Use OnlyLife Puzzle eKit Microsite Link11/12/2025Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseLIBR Consumer Flyer11/12/202564272Click Here
Consumer UseConsumer Guide08/20/2025104729Click Here
Consumer UseBusiness Highlights Consumer Flyer08/20/202568825Click Here
Consumer Use“Life Insurance with Living Benefits” Consumer Flyer11/12/2025102990Click Here
Consumer Use“Benefits of Life Insurance” Consumer Brochure11/12/202564435Click Here
Consumer Use“Living Benefits There’s More to Life” Consumer Brochure11/12/2025103433Click Here
Consumer UseRetirement Income Gap Analysis Consumer Worksheet11/12/2025106303Click Here
Consumer UseWhat Type of Life Insurance Policy is Best? Consumer Brochure11/12/202563499Click Here
Advisor Use OnlyIUL Comparison Advisor Flyer11/12/2025108350Click Here
Advisor Use OnlyQuick Reference Guide08/20/2025104725Click Here
Advisor Use OnlyAdvisor Guide08/20/2025104727Click Here
Advisor Use OnlyCharitable Matching Gift Death Benefit08/20/2025104481Click Here
Advisor Use OnlyStreamlined Underwriting Green/Yellow/Red Light Advisor Flyer11/12/2025103341Click Here
Advisor Use OnlyUninsurable or Problematic Risks11/12/2025TC120418Click Here
Advisor Use OnlyForeign National Guidelines11/12/202569798Click Here
Advisor Use OnlyLife Product Guide Quick Reference Chart11/12/202563236Click Here
Advisor Use OnlyEZ Underwriting Program Advisor Guide11/12/2025103173Click Here
Advisor Use OnlyAccelerated Benefit Riders Product Guide11/12/202568928Click Here
Advisor Use OnlyLifetime Income Benefit Rider Quick Reference Guide11/12/202564284Click Here
Advisor Use OnlyUnderwriting Professional Athletes Advisor Flyer11/12/2025104776Click Here

Dedicated Team

2026 fmiAgent Point Awards

You must be logged in to use this feature.

Details
View the latest fmiPathfinder

View the latest fmiPathfinder

FlexLife Indexed Universal Life
2026 fmiAgent America 250 Giveaway
2026 fmiAgent Point Awards
FlexLife Indexed Universal Life
2026_Goldbelly_Slider