FlexLife Indexed Universal Life

Issue Ages: 0 – 85 (age nearest birthday)

Minimum Face Amount: $50,000

Surrender Schedule: 10 years

Riders:

  • Accelerated Benefits Riders (at no additional cost) – Terminal, Chronic, Critical Illness, Critical Injury, Alzheimer’s Disease.
  • Additional Protection Benefit Rider
  • Balance Sheet Benefit Rider
  • Benefit Distribution Option Rider
  • Charitable Matching Gift Death Benefit Rider
  • Children’s Term Rider
  • Death Benefit Protection Rider
  • Guaranteed Insurability Option Rider
  • Lifetime Income Benefit Rider
  • Other Insured Rider
  • Fertility Journey Rider
  • Overloan Protection Rider
  • Qualified Plan Exchange Privilege Rider
  • Systematic Allocation Rider
  • Waiver of Monthly Deductions Rider
  • Waiver of Specified Premium Rider

Sales Tools

AudienceDocumentUpdatedLink
Consumer UseFinancial Calculators09/02/2026Click Here
Advisor Use OnlyForms06/09/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide10/08/2026Click Here
Advisor Use OnlyIUL eKit Microsite Link09/01/2026Click Here
Advisor Use OnlyRapid Response Center Link06/09/2026Click Here
Advisor Use OnlyTerm to Perm eKit Microsite Link09/02/2026Click Here
Advisor Use OnlyLife Puzzle eKit Microsite Link09/02/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseLIBR Consumer Flyer09/01/202664272Click Here
Consumer UseConsumer Guide06/09/2026104729Click Here
Consumer UseBusiness Highlights Consumer Flyer06/09/202668825Click Here
Consumer Use“Life Insurance with Living Benefits” Consumer Flyer09/01/2026102990Click Here
Consumer Use“Benefits of Life Insurance” Consumer Brochure09/01/202664435Click Here
Consumer Use“Living Benefits There’s More to Life” Consumer Brochure09/01/2026103433Click Here
Consumer UseRetirement Income Gap Analysis Consumer Worksheet09/01/2026106303Click Here
Consumer UseWhat Type of Life Insurance Policy is Best? Consumer Brochure09/02/202663499Click Here
Advisor Use OnlyIUL Comparison Advisor Flyer09/01/2026108350Click Here
Advisor Use OnlyQuick Reference Guide06/09/2026104725Click Here
Advisor Use OnlyAdvisor Guide06/09/2026104727Click Here
Advisor Use OnlyCharitable Matching Gift Death Benefit06/09/2026104481Click Here
Advisor Use OnlyStreamlined Underwriting Green/Yellow/Red Light Advisor Flyer09/02/2026103341Click Here
Advisor Use OnlyUninsurable or Problematic Risks09/02/2026TC120418Click Here
Advisor Use OnlyForeign National Guidelines09/02/202669798Click Here
Advisor Use OnlyLife Product Guide Quick Reference Chart09/02/202663236Click Here
Advisor Use OnlyEZ Underwriting Program Advisor Guide09/02/2026103173Click Here
Advisor Use OnlyAccelerated Benefit Riders Product Guide09/02/202668928Click Here
Advisor Use OnlyLifetime Income Benefit Rider Quick Reference Guide09/01/202664284Click Here
Advisor Use OnlyUnderwriting Professional Athletes Advisor Flyer09/02/2026104776Click Here

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