Term Life Express

Term Options: 10, 15, 20 and 30 Years

Issue Ages: 

Term 

Guarantee

Age Nearest
10 Year Full   18-75

 15 Year

Full

18-70

 20 Year

Full

18-60

 30 Year

Full

18-50

Minimum Face Amount: $25,000

Non-Med up to $300,000

Conversion Option Available

Riders included in the policy: Accelerated Death Benefit Rider, Common Carrier Death Benefit Provision, Residential Damage Waiver of Premium Rider, Waiver of Premium for Unemployment Provision
Riders Available: Accidental Death Benefit Rider, Dependent Children’s Rider, Disability Income Rider, Disability Waiver of Premium Rider

Special Features: Occasional cigar use (no more than 12 cigars per year) is considered non-nicotine if current nicotine test is negative

Sales Tools

AudienceDocumentUpdatedLink
Advisor Use OnlySimplified Issue Suite Advisor Resources Site09/21/2026Click Here
Advisor Use OnlyForms06/09/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide10/08/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseConsumer Product Highlights Flyer09/21/2026285243Click Here
Consumer UseConsumer Brochure09/21/2026283976Click Here
Consumer UseGrandparents Consumer Brochure09/21/2026213129Click Here
Advisor Use OnlyTerm Conversion Guidelines09/21/2026463965Click Here
Advisor Use OnlyeApp Pre-Approval Advisor FAQs06/24/2026628379Click Here
Advisor Use OnlyMutual Perks Advisor Flyer08/31/2026461403Click Here
Advisor Use OnlyIUL Express vs. Term Life Express Advisor Flyer09/21/2026458489Click Here
Advisor Use OnlyAdvisor Guide09/21/2026283980Click Here
Advisor Use OnlyLiving Benefit Riders Guide09/21/2026616534Click Here
Advisor Use OnlyLife Product Portfolio09/21/2026388793Click Here
Advisor Use OnlyState Rider Approvals Grid09/21/2026161971Click Here
Advisor Use OnlyResidential Damage Specimen Rider09/21/2026A735LNA06RClick Here
Advisor Use OnlyAccelerated Death Benefit for Terminal Illness Specimen Rider09/21/2026ICC16L141RClick Here
Advisor Use OnlyPrescription Drug Exclusions06/24/2026170121Click Here
Advisor Use OnlyExpress Life Products Reference Guide for Simplified Underwriting06/24/202627857Click Here
Advisor Use OnlyAccelerated Death Benefit for Critical Illness Specimen Rider09/21/2026D702LNA18RClick Here
Advisor Use OnlyCommon Carrier Accidental Death Benefit Specimen Rider09/21/20262560L-0602Click Here
Advisor Use OnlyDisability Income Specimen Rider09/21/20262668L-1203Click Here
Advisor Use OnlyWaiver of Premium for Unemployment Specimen Rider09/21/2026D185LNA10RClick Here
Advisor Use OnlyAccidental Death Benefit Specimen Rider09/21/20262143L-0989Click Here
Advisor Use OnlyDependent Children’s Specimen Rider09/21/20262069L-0189Click Here
Advisor Use OnlyDisability Waiver of Premium Specimen Rider09/21/20262669L-1203Click Here
Advisor Use OnlyExpress Products Comparison06/24/2026330025Click Here

Dedicated Team

2026 fmiAgent Point Awards

You must be logged in to use this feature.

Details

View the latest fmiPathfinder

Term Life Express
2026_fmiAgent_Christmas_Giveaway_Slider_Ad
2026 fmiAgent Point Awards
Term Life Express
Omaha Steaks