Critical Illness Insurance

Issue Ages: 18-64, 18-54 (Term)
Adult Coverage: $10,000 to $100,000
Base Benefit: Lump sum payment. Return of Premium upon Death.
Coverage Options: Guaranteed for Lifetime. Term for 10, 15, 20 or 30 years.
Covered Conditions:

• 100%: Internal Cancer or Malignant Melanoma, Heart Attack, Stroke, Alzheimer’s Disease, Major Organ Transplant, Blindness, Paralysis, Deafness, Kidney Failure.
• 25%: Coronary Artery Bypass SurgeryCoronary Angioplasty

Optional Riders: Intensive Care Unit, Cash Value
General Underwriting Guidelines:

• Express (benefit amounts of $10,000 to $50,000)
• Simplified (benefit amounts of $51,000 to $100,000)

Cancer Insurance

Issue Ages: 18-89, 18-54 (Term)
Adult Coverage: $10,000 to $100,000
Base Benefit: Lump sum payment
Coverage Options: Guaranteed for Lifetime. Term for 10, 15, 20 or 30 years.
Covered Conditions:

• 100%: Internal Cancer or Malignant Melanoma

Optional Riders: Heart Attack & Stroke, Intensive Care Unit, Cash Value
General Underwriting Guidelines:

• Express (benefit amounts of $10,000 to $50,000)
• Simplified (benefit amounts of $51,000 to $100,000)

Heart Attack & Stroke Insurance

Issue Ages: 18-89, 18-54 (Term)
Adult Coverage: $10,000 to $100,000
Base Benefit: Lump sum payment
Coverage Options: Guaranteed for Lifetime. Term for 10, 15, 20 or 30 years.
Covered Conditions:

• 100%: Heart Attack, Stroke
• 25%: Coronary Artery Bypass Surgery, Coronary Angioplasty

Optional Riders: Cancer, Intensive Care Unit, Cash Value
General Underwriting Guidelines:

• Express (benefit amounts of $10,000 to $50,000)
• Simplified (benefit amounts of $51,000 to $100,000)