Kai-Zen
Kai-Zen is a strategy that helps clients maintain their current lifestyle in the event of a chronic illness, premature death, or an inability to sufficiently save for retirement. Protecting earnings is critical to insuring clients’ ability to save for retirement. Due to limitations, traditional retirement plans are typically insufficient for high-income earners. If your clients want to maintain their lifestyle in retirement, they need a proactive strategy that puts more money toward protecting their future income without putting a drain on their current finances.
Kai-Zen is the ONLY strategy that uses leverage to help clients acquire more of the benefits they need to financially protect them and their families. Its unique fusion of financing and indexed universal life insurance offers more protections and the potential to earn more for retirement than could be obtained without leverage.
All Kai-Zen Plans are issued with non-recourse premium financing which requires NO personal guarantees or lines of credit. Participants are not required to go through loan underwriting or sign any loan documents.
Here are the non-recourse leveraged retirement plan programs currently available:
- Kai-Zen (Single life)
- Tri-Zen (15 or more lives)
- Enhanced Split Dollar (Executive benefits, less than 15 lives)
The Leverage
What people are saying about kai-zen…
News
[VIDEO] Tax Recovery Strategy from Kai-Zen
Share this video with clients to demonstrate how Kai-Zen can help amplify their earnings and
[REPLAY] Using Leverage to Create Wealth! From Kai-Zen
Recorded 03/22/2024Host: Grace BarnardJoin Grace Barnard this Friday as she explains how leverage can grow
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Webinar Replays | 12/22/2023 | Click Here |
Producer Use Only | Estimate My Benefits Tool | 12/22/2023 | Click Here |
Producer Use Only | “Preserve Your Lifestyle in Retirement with Kai-Zen” Video | 12/22/2023 | Click Here |
Producer Use Only | “Kai-Zen: Changing the Future of Executive Benefits” Video | 12/22/2023 | Click Here |
Consumer Use | Consumer Presentation | 12/22/2023 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | Producer Flyer | 12/22/2023 | Click Here | |
Producer Use Only | Producer Brochure | 12/22/2023 | Click Here | |
Producer Use Only | What is Kai-Zen? Producer Brochure | 12/22/2023 | Click Here | |
Producer Use Only | Kai-Zen Preferred Agent Disclosure and Nevada Licensing Information | 03/06/2024 | Click Here | |
Producer Use Only | Client Checksheet | 12/22/2023 | TC98497 | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
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