Core Term

Term Durations: 10-, 15-, 20- and 30-year

Minimum Face Amount: $100,000
Maximum Face Amount: $140 million

Issue Ages:

  • 10-Year Term: 18‐80
  • 15-Year Term: 18‐75
  • 20-Year Term: 18‐65
  • 30-Year Term: 18-55 (18-50 for smokers)

Riders: Accelerated Benefit rider, Total Disability Waiver rider

Sales Tools

AudienceDocumentUpdatedLink
Consumer UseCost of Long Term Care Calculator07/10/2026Click Here
Advisor Use OnlyStrengthening Planning Conversations Using Personalized Longevity Preparedness Scores Advisor Brochure08/10/2026Click Here
Advisor Use OnlyForms06/09/2026Click Here
Advisor Use OnlyHancock Talks Podcast07/10/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide10/08/2026Click Here
Advisor Use OnlyAspire Microsite Link07/10/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseConsumer Brochure09/23/2026LIFE-7577-COREClick Here
Consumer UseThe Strength of Our Brand Consumer Flyer07/10/2026LIFE-9460Click Here
Consumer UseEarn Vitality Points for Healthy Living Consumer Flyer07/10/2026LIFE-5815Click Here
Consumer UseVitality Program Consumer Guide07/10/2026LIFE-2660Click Here
Consumer UseGetting To Gold Vitality Consumer Flyer07/10/2026LIFE-5918Click Here
Advisor Use OnlyTerm Talking Points Advisor Brochure09/23/2026LIFE-7854Click Here
Advisor Use OnlyAdvisor Guide09/23/2026LIFE-7577Click Here
Advisor Use OnlyRate Guide09/23/2026LIFE-7577-COREClick Here
Advisor Use OnlyLife Insurance Product Portfolio07/10/2026LIFE-1832Click Here
Advisor Use OnlyLife Insurance Riders Guide07/10/2026LIFE-7918Click Here
Advisor Use OnlyLiving Benefit Riders Selling Guide07/10/2026LIFE-1989Click Here
Advisor Use OnlyBest Class Basic Criteria07/10/2026LIFE-5872Click Here
Advisor Use OnlyVitality Program Advisor FAQs07/10/2026LIFE-4818Click Here
Advisor Use OnlyRoutine Underwriting Requirements07/10/2026LIFE-5096Click Here
Advisor Use OnlyTerm Portfolio Comparison Flyer09/23/2026LIFE-7310Click Here

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