Value Plus Whole Life
Issue Ages: 0-85 (Age Nearest Birthday)
Not all underwriting classes may be available at all issue ages.
Minimum Face Amount:
$25,000 Standard Non-Tobacco, Standard Tobacco, Rated
$100,000 Preferred Plus Non-Tobacco, Preferred Non-Tobacco, Select Non-Tobacco, Preferred Tobacco
Riders Available: Accidental Death Benefit, Care4Life Acceleration, Critical Illness, Chronic Illness, Terminal Illness, Children’s Insurance Rider, Flexible Paid-Up Rider, Guaranteed Insurability Rider, Level Term Rider, Waiver of Premium
Sales Tools
| Audience | Document | Updated | Link |
|---|---|---|---|
| Consumer Use | Company Overview Brochure | 07/22/2026 | Click Here |
| Advisor Use Only | Forms | 06/09/2026 | Click Here |
| Advisor Use Only | Multi-Carrier Underwriting Guide | 10/08/2026 | Click Here |
Product Resources
| Audience | Document | Updated | Form Number | Link |
|---|---|---|---|---|
| Consumer Use | Consumer Brochure | 07/24/2026 | LI2536 | Click Here |
| Consumer Use | Whole Life Insurance Dividend History Report | 07/24/2026 | LI1941 | Click Here |
| Consumer Use | Financial Strength Highlights | 07/22/2026 | HC 1449 | Click Here |
| Advisor Use Only | Underwriting Guidelines – U.S. Residents Who are ot U.S. citizens | 07/22/2026 | LI-2581 | Click Here |
| Advisor Use Only | Global Traveler Underwriting Guidelines | 07/22/2026 | LI-2582 | Click Here |
| Advisor Use Only | Advisor Guide | 07/24/2026 | LI2542 | Click Here |
| Advisor Use Only | Whole Life Quick Reference Guide | 07/24/2026 | LI1783 | Click Here |
| Advisor Use Only | State Approval Grid | 07/24/2026 | LI 2150 | Click Here |
Dedicated Team
2026 fmiAgent Point Awards
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