Value Plus Universal Life
Issue Ages: 0-85 (Age Nearest Birthday)
Not all underwriting classes may be available at all issue ages.
Minimum Face Amount:
$50,000 Standard underwriting classes
$100,000 All other underwriting classes
Riders Available: Accelerated Benefit for Terminal Illness, Accidental Death Benefit, Care4Life Accelerated Death Benefit, Children’s Insurance, Early Cash Value, Guaranteed Insurability, Insurance Exchange, Lifetime Income, Overloan Protection Benefit, Supplemental Coverage, Term for Other Insured, Waiver of Monthly Deductions, Waiver of Specified Premium
Sales Tools
| Audience | Document | Updated | Link |
|---|---|---|---|
| Consumer Use | Company Overview Brochure | 07/22/2026 | Click Here |
| Advisor Use Only | Forms | 06/09/2026 | Click Here |
| Advisor Use Only | Multi-Carrier Underwriting Guide | 10/08/2026 | Click Here |
Product Resources
| Audience | Document | Updated | Form Number | Link |
|---|---|---|---|---|
| Consumer Use | Consumer Brochure | 07/24/2026 | LI-2268 | Click Here |
| Consumer Use | Financial Strength Highlights | 07/22/2026 | HC 1449 | Click Here |
| Advisor Use Only | Underwriting Guidelines – U.S. Residents Who are ot U.S. citizens | 07/22/2026 | LI-2581 | Click Here |
| Advisor Use Only | Global Traveler Underwriting Guidelines | 07/22/2026 | LI-2582 | Click Here |
| Advisor Use Only | Advisor Guide | 07/24/2026 | LI 2269 | Click Here |
Dedicated Team
2026 fmiAgent Point Awards
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