Value Plus Universal Life

Issue Ages: 0-85 (Age Nearest Birthday)
Not all underwriting classes may be available at all issue ages.

Minimum Face Amount:
$50,000 Standard underwriting classes
$100,000 All other underwriting classes

Riders Available: Accelerated Benefit for Terminal Illness, Accidental Death Benefit, Care4Life Accelerated Death Benefit, Children’s Insurance, Early Cash Value, Guaranteed Insurability, Insurance Exchange, Lifetime Income, Overloan Protection Benefit, Supplemental Coverage, Term for Other Insured, Waiver of Monthly Deductions, Waiver of Specified Premium

Sales Tools

AudienceDocumentUpdatedLink
Consumer UseCompany Overview Brochure07/22/2026Click Here
Advisor Use OnlyForms06/09/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide10/08/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseConsumer Brochure07/24/2026LI-2268Click Here
Consumer UseFinancial Strength Highlights07/22/2026HC 1449Click Here
Advisor Use OnlyUnderwriting Guidelines – U.S. Residents Who are ot U.S. citizens07/22/2026LI-2581Click Here
Advisor Use OnlyGlobal Traveler Underwriting Guidelines07/22/2026LI-2582Click Here
Advisor Use OnlyAdvisor Guide07/24/2026LI 2269Click Here

Dedicated Team

2026 fmiAgent Point Awards

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