Value Plus Term

Term Options: 1, 10, 15, 20 and 30 Years

Issue Ages: 18-80 (Age Nearest Birthday)
Age varies according to term period and rate class. See Value Plus Term Agent Guide LI 2185 for details.

Minimum Face Amount: $100,000

Conversion Option Available

Riders Available: Accidental Death Benefit, Children’s Insurance, Terminal Illness, Waiver of Premium for Total Disability Benefit Rider

Sales Tools

AudienceDocumentUpdatedLink
Consumer UseCompany Overview Brochure07/22/2026Click Here
Advisor Use OnlyForms06/09/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide10/08/2026Click Here
Advisor Use OnlyTerm Quote Calculator06/22/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseConsumer Brochure06/22/2026LI2184Click Here
Consumer UseFinancial Strength Highlights07/22/2026HC 1449Click Here
Advisor Use OnlyUnderwriting Guidelines – U.S. Residents Who are ot U.S. citizens07/22/2026LI-2581Click Here
Advisor Use OnlyGlobal Traveler Underwriting Guidelines07/22/2026LI-2582Click Here
Advisor Use OnlyAdvisor Guide06/22/2026LI 2185Click Here
Advisor Use OnlyQuick Reference Guide09/29/2026LI2189Click Here

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