Term Made Simple

Term Options: 10, 15, 20, and 30 Years

Issue Ages: (Age Last Birthday)
10 Year: 18 – 75
15 Year: 18 – 70
20 Year: 18 – 65
30 Year: 18 – 55

Minimum Face Amount: $50,000

Non-Med Up to $500,000

Conversion Option Available

Riders Available: Accelerated Living Benefit Rider (Critical Illness), Total Disability Benefit Rider, Waiver of Premium for Unemployment Rider, Waiver of Premium Disability Agreement, Children’s Insurance Agreement, Accidental Death Benefit, Terminal Illness Accelerated Benefit Rider, Accelerated Benefits Rider-Confined Care, Chronic Illness Accelerated Death Benefit Rider

Sales Tools

AudienceDocumentUpdatedLink
Consumer UsePrearrangement Instructions Worksheet06/24/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseChronic Illness Accelerated Death Benefit Rider Consumer Flyer06/24/20263644Click Here
Consumer UseConsumer Brochure06/24/20263236Click Here
Consumer UseConfined Care Rider Consumer Flyer06/24/20263837Click Here
Advisor Use OnlyProducts at a Glance06/24/2026Click Here
Advisor Use OnlyAdvisor Guide06/24/20263237Click Here
Advisor Use OnlySample Application06/24/2026AA3188Click Here
Advisor Use OnlyTerminal Illness Disclosure Statement06/24/2026AA9474Click Here
Advisor Use OnlyChronic Illness Accelerated Death Benefit Rider Disclosure Statement06/24/2026AA3759-DClick Here
Advisor Use OnlyAccelerated Benefits Rider Confined Care Disclosure Statement06/24/2026AA9675Click Here
Advisor Use OnlyMonthly Quick Quote06/24/20263228Click Here

Dedicated Team

2026 fmiAgent Point Awards

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