Home Protector
Home Protector is a simplified issue term to age 95 life insurance plan with 15, 20, 25 and 30 year level premium periods. Also available as a Return of Premium (ROP) (where approved) for the 20, 25 and 30 year level premium periods. The premiums are guaranteed to remain level for the period selected.
Term Options:
15 Year Level Premium
20 Year Level Premium
25 Year Level Premium
30 Year Level Premium
20 Year ROP
25 Year ROP
30 Year ROP
Issue Ages: 20-65 (age last birthday. Varies by plan)
Simplified Issue
Riders Available: Accidental Death Benefit, Waiver of Premium, Waiver of Premium for Unemployment, Disability Income, Accident Only Total Disability, Children’s Insurance Agreement
Sales Tools
| Audience | Document | Updated | Link |
|---|---|---|---|
| Consumer Use | Prearrangement Instructions Worksheet | 09/15/2025 | Click Here |
Product Resources
| Audience | Document | Updated | Form Number | Link |
|---|---|---|---|---|
| Consumer Use | Chronic Illness Accelerated Death Benefit Rider Consumer Flyer | 09/15/2025 | 3644 | Click Here |
| Consumer Use | Confined Care Rider Consumer Flyer | 09/26/2025 | 3837 | Click Here |
| Advisor Use Only | Products at a Glance | 09/15/2025 | Click Here | |
| Advisor Use Only | Advisor Guide | 09/26/2025 | 3343 | Click Here |
| Advisor Use Only | Accident Only Total Disability Benefit Rider Consumer Flyer | 09/26/2025 | 3401 | Click Here |
| Advisor Use Only | Monthly Quick Quotes | 09/26/2025 | 3351 | Click Here |
Dedicated Team
2026 fmiAgent Point Awards
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