Family Solution Final Expense
Simplified Issue Non-Par Whole Life
Issue Ages: 0-49 (Age Last Birthday)
Minimum Face Amount: $5,000
Non-Med up to $35,000
Riders Available: Accelerated Benefits Rider – Confined Care, Accidental Death Benefit, Children’s Insurance Agreement, Level Term Insurance Rider, Terminal Illness Accelerated Benefit Rider, Waiver of Premium
Special Features:
Family Solution “Immediate Death Benefit” policy is for those with no serious health history and can answer “NO” to all health questions 1 through 9 on the application.
Family Solution “Return of Premium Benefit” policy is for those who answer “NO” to questions 1 through 6, “YES” to any health questions 7 through 9.
If health questions 1 through 6 are answered “YES” the applicant is not eligible for any of the Family Solution plans.
Sales Tools
| Audience | Document | Updated | Link |
|---|---|---|---|
| Consumer Use | Prearrangement Instructions Worksheet | 06/24/2026 | Click Here |
| Advisor Use Only | Multi-Carrier Underwriting Guide | 10/08/2026 | Click Here |
Product Resources
| Audience | Document | Updated | Form Number | Link |
|---|---|---|---|---|
| Consumer Use | Chronic Illness Accelerated Death Benefit Rider Consumer Flyer | 06/24/2026 | 3644 | Click Here |
| Consumer Use | Consumer Flyer | 07/13/2026 | 9638 | Click Here |
| Advisor Use Only | Products at a Glance | 06/24/2026 | Click Here | |
| Advisor Use Only | Advisor Guide | 07/13/2026 | 9647 | Click Here |
| Advisor Use Only | Monthly Premium Chart | 07/13/2026 | 9683 | Click Here |
| Advisor Use Only | Sample Application | 07/13/2026 | AA9617 | Click Here |
Dedicated Team
2026 fmiAgent Point Awards
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