Family Solution Final Expense

Simplified Issue Non-Par Whole Life

Issue Ages: 0-49 (Age Last Birthday)

Minimum Face Amount: $5,000

Non-Med up to $35,000

Riders Available: Accelerated Benefits Rider – Confined Care, Accidental Death Benefit, Children’s Insurance Agreement, Level Term Insurance Rider, Terminal Illness Accelerated Benefit Rider, Waiver of Premium

Special Features:
Family Solution “Immediate Death Benefit” policy is for those with no serious health history and can answer “NO” to all health questions 1 through 9 on the application.
Family Solution “Return of Premium Benefit” policy is for those who answer “NO” to questions 1 through 6, “YES” to any health questions 7 through 9.
If health questions 1 through 6 are answered “YES” the applicant is not eligible for any of the Family Solution plans.

Sales Tools

AudienceDocumentUpdatedLink
Consumer UsePrearrangement Instructions Worksheet06/24/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide10/08/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseChronic Illness Accelerated Death Benefit Rider Consumer Flyer06/24/20263644Click Here
Consumer UseConsumer Flyer07/13/20269638Click Here
Advisor Use OnlyProducts at a Glance06/24/2026Click Here
Advisor Use OnlyAdvisor Guide07/13/20269647Click Here
Advisor Use OnlyMonthly Premium Chart07/13/20269683Click Here
Advisor Use OnlySample Application07/13/2026AA9617Click Here

Dedicated Team

2026 fmiAgent Point Awards

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