Express UL is a flexible premium adjustable life insurance policy (a simplified issue universal life insurance
policy) with two options available: A level death benefit (Option 1) and an increasing death benefit
(Option 2).

Issue Ages (nearest):

• Non-tobacco: 15-75
• Tobacco: 18-75

Minimum Face Amount: $25,000
Maximum Face Amount: $500,000

Riders Available: Total Disability Benefit Rider, Waiver of Premium Disability Agreement, Children’s Insurance Agreement, Accidental Death Benefit, Family Insurance Agreement, Accident Only Total Disability Benefit Rider