Easy Term

Term Options: 10, 20 and 30 Years

Issue Ages: (Age Nearest Birthday)
10 Year: 18 – 70
20 Year: 18 – 65 (ROP: 18 – 60)
30 Year: 18 – 55 (ROP: 18 – 50)

Minimum Face Amount: $25,000

Non-Med up to $500,000

Conversion Option Available

Riders Available: Accelerated Benefits Rider-Confined Care, Accidental Death Benefit, Children’s Insurance Agreement, Chronic Illness Rider, Critical Illness Rider, Disability Income Rider, Return of Premium, Terminal Illness Accelerated Benefit Rider, Unemployment Waiver of Premium Rider, Waiver of Premium

Sales Tools

AudienceDocumentUpdatedLink
Consumer UsePrearrangement Instructions Worksheet06/24/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide10/08/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseChronic Illness Accelerated Death Benefit Rider Consumer Flyer06/24/20263644Click Here
Consumer UseConsumer Brochure06/24/20263340Click Here
Consumer Use“You Can Survive” Consumer Flyer06/24/20269546Click Here
Advisor Use OnlyProducts at a Glance06/24/2026Click Here
Advisor Use OnlyAdvisor Guide06/24/20263341Click Here
Advisor Use OnlyMonthly Quick Quote06/24/20263350Click Here
Advisor Use OnlySample Application06/24/2026AA3488Click Here

Dedicated Team

2026 fmiAgent Point Awards

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