Reminder: Important Product Updates
As a result of the current regulatory environment and other external factors, we are making several changes to our products.
On Monday, January 10, a refreshed TotalSecure will launch, to be in accordance with regulatory changes.
Our Term Series products will also undergo an update for applications dated 1/22/2022 and after. Please be sure to reference the information below and familiarize yourself with these important updates.
Product Update TotalSecure (Whole Life)
TotalSecure remains the most flexible Whole Life product in the industry that offers predictable guarantees. Convenient to issue and manage, it can provide a solution that meets many needs. With these regulatory changes, TotalSecure continues to offer living benefits and its guarantees remain strong and competitive.
- Learn about the changes in these transition rules
- Sign up for a TotalSecure training session
- Find marketing materials, sales ideas, and target audiences in the TotalSecure eKit
Product Update Term Series
Our Term Series products offer a broad line-up of options for clients. Please note that Term applications dated 1/22/2022 or after with a face amount of $250,000 or less will only allow best risk classes of Standard Non-Tobacco or Standard Tobacco. The illustrations system will reflect this change effective 1/10.
- Learn about changes in these transition rules
- Find marketing ideas here
Key Products Not Impacted by Updates
The new year means new opportunities. As you formulate your 2022 goals and commit to a strong year ahead, take a moment and familiarize yourself with National Life’s solid product offerings:
BasicSecure (Fixed IUL)
BasicSecure is an uncomplicated solution for the client looking for an affordable permanent life insurance policy to help their family’s major life event needs. Complete with living benefits, BasicSecure can help your client get back to what matters most by offering permanent protection.
- Find sales ideas and marketing materials in the BasicSecure eKit
FlexLife (IUL)
FlexLife is an industry-leading IUL product with expanded solutions, true flexibility, and a solid line up of living benefits.
- Find sales ideas and marketing materials in the IUL ekit
PeakLife (IUL)
PeakLife is the ultimate solution for large planning cases, complete with bonuses that allow for the opportunity to capture and lock-in more upside potential.
- Find sales ideas and marketing materials in the IUL ekit
- Learn more about Advanced Markets planning here
SurvivorLife (Survivorship IUL)
The newest NLG product, introduced in May 2021, is a useful planning tool that captures all the greatest benefits of our IULs while providing versatile coverage to fit your clients’ needs. Some uses for SurvivorLife include a second-to-die solution for estate planning or in cases where a person is uninsurable.
- Find all the use cases for this product and other sales ideas here