Optimizing IULs for Long-Term Value Effective 06/01/2025

Effective June 1, 2025, our Easy Solve and Target premiums for Index Universal Life Express will be adjusted to reflect a modest IUL policy fee increase.

This policy fee increase will apply to all United IUL policies, in force and new business, effective June 1, and includes Income Advantage IUL, Life Protection Advantage IUL, Professional Advantage, AccumUL Answers and IUL Express. These updates ensure our IULs continue to deliver on their long-term promises.

Your WinFlex illustration software and Mobile Quotes will automatically update with the new Easy Solve and Target Premiums on June 1.

Transition Rules

IUL Express applications with an illustration created prior to June 1st must be signed and submitted by May 31st. Please note that all in-progress e-applications must also be submitted by this deadline to prevent potential additional requirements.

Additionally, applications with illustrations generated prior to June 1st and submitted on or after June 1st will require a new revised illustration and must be resubmitted.