What are 4 Key Benefits to Partial Roth Conversions?
Taxes are inevitable. That’s why tax diversification is such an important component of a client’s portfolio.
Clients converting pre-tax funds to a Roth IRA may be able to lower taxable income, take advantage of more favorable tax brackets, and limit exposure to higher rates throughout their golden years.
Four Key Roth Conversion Advantages
- Gain more control over when you pay taxes
- Secure a nontaxable retirement income source1
- Manage future Required Minimum Distribution payments
- Optimize legacy distribution payouts to beneficiaries
To help clients determine whether a Roth IRA conversion works for their portfolio, we put together a client-ready guide, walking through the key advantages and simple steps for using any of our American Equity annuity products for full or partial conversion. You can also order a custom advertisement to promote the benefits of this service to your existing and prospective clients.
1Assuming distributions taken are Qualified Distributions as defined by the IRS.