Put Tax-Deferral and Time to Work for Your Client’s Portfolio
AssetShield fixed index annuity
Time + Tax-Deferral = Accumulation Goals
Time and taxes are two significant factors facing pre-retirees focused on building retirement reserves. As part of a comprehensive accumulation strategy, the AssetShield fixed index annuity can tap the power of tax-deferral for added growth potential. Clients earning interest on money without paying taxes until distribution can potentially grow assets faster by allowing credited interest to compound overtime.¹
The AssetShield fixed index annuity offers a fixed rate as high as 2.00%,² plus a combination of one- and two-year index-linked crediting strategies tied to a selected index option. Additionally, clients can purchase a higher cap, participation or replacement rate for further added growth potential.
| Rate Tax-Deferred Annuity Earns² |
Federal Tax Bracket |
Rate needed in a taxable investment to be equivalent to the earning of an annuity |
|---|---|---|
| 2.00% | 24% | 2.63% |
| 2.50% | 24% | 3.29% |
| 3.00% | 24% | 3.95% |
1 Assumes contract is owned by an individual.
2 Rates are set at issue and subject to change. 2.00% fixed value rate currently only available on AssetShield 10. Fixed Value Minimum Guaranteed Interest Rate on AssetShield Series annuity products is 0.50%.
3 Rates shown are for demonstration purposes only and are not meant to depict current crediting rates available on American Equity annuity products.