Guaranteed Issue Whole Life
Graded Benefit Whole Life
Issue Ages: 45-75 (Age Last Birthday)
45-65 in NE
Face Amounts: $5,000 – $25,000
Riders Available: None
Special Features:
- Non-med
- No health questions
- No medical exams
- No physical exams
- No Personal history interviews
- 3-year graded death benefit
Agent must affirm that the Proposed Insured:
- Is not confined to a hospital, hospice, nursing home, or convalescent home.
- Does not require home health nursing care.
- Does not have AIDS or is not HIV positive.
- Has not been diagnosed with an illness expected to cause death within 24 months.
- Is not engaging in intravenous drug abuse.
Sales Tools
| Audience | Document | Updated | Link |
|---|---|---|---|
| Consumer Use | About our Company Consumer Brochure | 11/20/2025 | Click Here |
| Advisor Use Only | Forms | 11/20/2025 | Click Here |
| Advisor Use Only | Multi-Carrier Underwriting Guide | 04/23/2026 | Click Here |
Product Resources
| Audience | Document | Updated | Form Number | Link |
|---|---|---|---|---|
| Consumer Use | “Promises for Life” Consumer Brochure | 11/20/2025 | 200-838 | Click Here |
| Consumer Use | Consumer Flyer | 11/20/2025 | 200-715 | Click Here |
| Consumer Use | Consumer Brochure | 11/20/2025 | 200-677 | Click Here |
| Consumer Use | Child Rider Consumer Brochure | 11/20/2025 | 200-361 | Click Here |
| Consumer Use | Child Rider Consumer Flyer | 11/20/2025 | 200-393 | Click Here |
| Consumer Use | Needs Analysis Brochure | 11/20/2025 | 200-776 | Click Here |
| Advisor Use Only | Guaranteed Issue Whole Life Benchmark Cash Values | 11/20/2025 | Click Here | |
| Advisor Use Only | Simplified Issue Whole Life & Guaranteed Issue Whole Life Advisor Guide (with rates) | 11/20/2025 | 200-605 | Click Here |
| Advisor Use Only | Child Rider Advisor Guide | 11/20/2025 | 200-362 | Click Here |
Dedicated Team
2026 fmiAgent Point Awards
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