Eclipse Survivor Indexed Universal Life

Eclipse Survivor IUL is a second-to-die policy that offers couples death benefit protection and potential for strong cash value accumulation. It also provides unique estate planning solutions to help maintain and pass on their legacy.

Minimum face amount: $200,000 for all ages

Issue ages: 20-85 years old based in nearest birthday

Underwriting classes:

  • Preferred Select Non-Tobacco (up to age 75)
  • Preferred Non-Tobacco (up to age 75)
  • Non-Tobacco Plus
  • Standard Non-Tobacco
  • Preferred Tobacco
  • Standard Tobacco
  • Special Risk

Lifetime minimum guarantee: 2% at time of death, policy termination or surrender

Surrender charge: Applies for the first 10 years after issue or face amount increase

Sales Tools

AudienceDocumentUpdatedLink
Consumer Use“The value of high ratings” Flyer06/18/2026Click Here
Consumer UseLife Insurance Needs Calculator06/18/2026Click Here
Advisor Use OnlyUnderwriting Approach Advisor Microsite06/18/2026Click Here
Advisor Use OnlyBOLD (Business Owner Life-stage Design) Microsite Link06/18/2026Click Here
Advisor Use OnlyLIFT (Life Insurance as a Financial Tool) Microsite06/18/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide06/22/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseCross Endorsed Buy-Sell Consumer Brochure10/22/20257183453Click Here
Consumer UseConsumer Brochure06/18/202694579Click Here
Consumer Use“Gift of a Lifetime” Consumer Brochure06/18/202670464Click Here
Consumer Use“Protect your children now and in the future” Consumer Flyer06/18/20267790429Click Here
Consumer UseLTC/CI Planning For Any Life Stage Consumer Brochure06/18/202695262Click Here
Consumer Use“How to create a special needs financial strategy” Consumer Flyer06/18/2026722743Click Here
Consumer UseLife Agreements and the Why To Add Consumer Flyer06/18/2026770705Click Here
Advisor Use OnlyLongevity Credit Program Guidelines Advisor Flyer06/18/2026109238Click Here
Advisor Use OnlyPremium Deposit Account Agreement Highlights Advisor Flyer10/22/20257047423Click Here
Advisor Use OnlyRecreational Marijuana Use Guidelines06/18/202698531Click Here
Advisor Use OnlyProtection planning for your clients’ life stages Flyer06/18/2026733555Click Here
Advisor Use OnlyCriteria for Top Underwriting Classes Flyer06/18/2026588546Click Here
Advisor Use OnlyMortality Credits Guidelines Flyer06/18/20265885413Click Here
Advisor Use Only“Long-term care and chronic illness planning for every life stage” Flyer06/18/202693450Click Here
Advisor Use OnlyProduct Highlights06/22/2026945791Click Here
Advisor Use OnlyEase of Doing Business Flyer06/18/202694559Click Here

Dedicated Team

2026 fmiAgent Point Awards

You must be logged in to use this feature.

Details
View the latest fmiPathfinder

View the latest fmiPathfinder

Eclipse Survivor Indexed Universal Life
2026 fmiAgent America 250 Giveaway
2026 fmiAgent Point Awards
Eclipse Survivor Indexed Universal Life
Omaha Steaks