Eclipse Survivor Indexed Universal Life
Eclipse Survivor IUL is a second-to-die policy that offers couples death benefit protection and potential for strong cash value accumulation. It also provides unique estate planning solutions to help maintain and pass on their legacy.
Minimum face amount: $200,000 for all ages
Issue ages: 20-85 years old based in nearest birthday
Underwriting classes:
- Preferred Select Non-Tobacco (up to age 75)
- Preferred Non-Tobacco (up to age 75)
- Non-Tobacco Plus
- Standard Non-Tobacco
- Preferred Tobacco
- Standard Tobacco
- Special Risk
Lifetime minimum guarantee: 2% at time of death, policy termination or surrender
Surrender charge: Applies for the first 10 years after issue or face amount increase
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Underwriting Approach Producer Microsite | 02/13/2024 | Click Here |
Producer Use Only | BOLD (Business Owner Life-stage Design) Microsite Link | 12/21/2023 | Click Here |
Producer Use Only | LIFT (Life Insurance as a Financial Tool) Microsite | 12/21/2023 | Click Here |
Producer Use Only | Multi-Carrier Underwriting Guide | 04/05/2024 | Click Here |
Consumer Use | “The value of high ratings” Flyer | 12/22/2023 | Click Here |
Consumer Use | Life Insurance Needs Calculator | 12/22/2023 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | Recreational Marijuana Use Guidelines | 12/21/2023 | 98531 | Click Here |
Producer Use Only | Protection planning for your clients’ life stages Flyer | 12/21/2023 | 73355-5 | Click Here |
Producer Use Only | Criteria for Top Underwriting Classes Flyer | 12/21/2023 | F58854-6 | Click Here |
Producer Use Only | Mortality Credits Guidelines Flyer | 12/21/2023 | F58854-13 | Click Here |
Producer Use Only | “Long-term care and chronic illness planning for every life stage” Flyer | 12/21/2023 | 93450 | Click Here |
Producer Use Only | Product Highlights | 12/12/2023 | F94579-1 | Click Here |
Consumer Use | Cross Endorsed Buy-Sell Consumer Brochure | 11/30/2023 | F71834-53 | Click Here |
Consumer Use | Consumer Brochure | 12/12/2023 | F94579 | Click Here |
Consumer Use | “Gift of a Lifetime” Consumer Brochure | 12/22/2023 | F70464 | Click Here |
Consumer Use | “Protect your children now and in the future” Consumer Flyer | 12/22/2023 | F77904-29 | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
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