Eclipse Protector Indexed Universal Life

Eclipse Protector II IUL brings an indexed crediting option to the protection-focused market. Eclipse Protector II appeals to clients who desire premiums that fit within their budget and a policy that can provide guaranteed death benefit protection and tax-advantaged cash value.

Issue ages: 0-80 years old based in nearest birthday

Minimum face amount: $100,000

WriteFit Underwriting™ and Traditional Underwriting:

WriteFit:

  • Ages 0-17: $100,000-$500,000 – Preferred
  • Ages 18-50: $100,000-$3,000,000 – Standard or better
  • Ages 51-60: $100,000 –$1,000,000 – Standard or better

Traditional Underwriting:

  • Ages 0-60: $500,000+
  • Ages 60+: $100,000
    • Preferred Select
    • Preferred Non-Tobacco
    • Non-Tobacco Plus
    • Standard Non-Tobacco
    • Preferred Tobacco
    • Standard Tobacco
    • Special Risk

Sales Tools

AudienceDocumentUpdatedLink
Consumer Use“The value of high ratings” Flyer06/18/2026Click Here
Consumer UseLife Insurance Needs Calculator06/18/2026Click Here
Advisor Use OnlyUnderwriting Approach Advisor Microsite06/18/2026Click Here
Advisor Use OnlyBOLD (Business Owner Life-stage Design) Microsite Link06/18/2026Click Here
Advisor Use OnlyProduct Microsite10/17/2025Click Here
Advisor Use OnlyLIFT (Life Insurance as a Financial Tool) Microsite06/18/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide06/22/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseCross Endorsed Buy-Sell Consumer Brochure10/22/20257183453Click Here
Consumer UseConsumer Brochure10/17/202594032Click Here
Consumer Use“Gift of a Lifetime” Consumer Brochure06/18/202670464Click Here
Consumer Use“Protect your children now and in the future” Consumer Flyer06/18/20267790429Click Here
Consumer UseLTC/CI Planning For Any Life Stage Consumer Brochure06/18/202695262Click Here
Consumer Use“How to create a special needs financial strategy” Consumer Flyer06/18/2026722743Click Here
Consumer UseLife Agreements and the Why To Add Consumer Flyer06/18/2026770705Click Here
Advisor Use OnlyLongevity Credit Program Guidelines Advisor Flyer06/18/2026109238Click Here
Advisor Use OnlyPremium Deposit Account Agreement Highlights Advisor Flyer10/22/20257047423Click Here
Advisor Use OnlyRecreational Marijuana Use Guidelines06/18/202698531Click Here
Advisor Use OnlyProtection planning for your clients’ life stages Flyer06/18/2026733555Click Here
Advisor Use OnlyCriteria for Top Underwriting Classes Flyer06/18/2026588546Click Here
Advisor Use OnlyMortality Credits Guidelines Flyer06/18/20265885413Click Here
Advisor Use Only“Long-term care and chronic illness planning for every life stage” Flyer06/18/202693450Click Here
Advisor Use OnlyProduct Highlights10/17/2025940323Click Here
Advisor Use OnlyEclipse Protector II IUL vs. GUL Competitive Comparison Brochure10/17/2025939019Click Here
Advisor Use OnlyEase of Doing Business Flyer06/18/202694559Click Here

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Eclipse Protector Indexed Universal Life
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