Eclipse Protector Indexed Universal Life
Eclipse Protector II IUL brings an indexed crediting option to the protection-focused market. Eclipse Protector II appeals to clients who desire premiums that fit within their budget and a policy that can provide guaranteed death benefit protection and tax-advantaged cash value.
Issue ages: 0-80 years old based in nearest birthday
Minimum face amount: $50,000 (ages 0-17); $100,000 (ages 18+)
WriteFit Underwriting™ and Traditional Underwriting:
WriteFit Express:
- Ages 0-17: $50,000-$250,000 – Preferred
- Ages 18-54: $100,000 – $250,000 – Standard or better
WriteFit:
- Ages 18-50: $250,001-$2,000,000 – Standard or better
- Ages 51-60: $250,001 –$1,000,000 – Standard or better
Traditional Underwriting:
- Ages 0-17: $250,001+
- Ages 18-54: $250,001+
- Ages 55+: $100,000
- Preferred Select
- Preferred Non-Tobacco
- Non-Tobacco Plus
- Standard Non-Tobacco
- Preferred Tobacco
- Standard Tobacco
- Special Risk
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Underwriting Approach Producer Microsite | 02/13/2024 | Click Here |
Producer Use Only | BOLD (Business Owner Life-stage Design) Microsite Link | 12/21/2023 | Click Here |
Producer Use Only | Product Microsite | 11/30/2023 | Click Here |
Producer Use Only | LIFT (Life Insurance as a Financial Tool) Microsite | 12/21/2023 | Click Here |
Producer Use Only | Multi-Carrier Underwriting Guide | 04/05/2024 | Click Here |
Consumer Use | “The value of high ratings” Flyer | 12/22/2023 | Click Here |
Consumer Use | Life Insurance Needs Calculator | 12/22/2023 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | Recreational Marijuana Use Guidelines | 12/21/2023 | 98531 | Click Here |
Producer Use Only | Protection planning for your clients’ life stages Flyer | 12/21/2023 | 73355-5 | Click Here |
Producer Use Only | Criteria for Top Underwriting Classes Flyer | 12/21/2023 | F58854-6 | Click Here |
Producer Use Only | Mortality Credits Guidelines Flyer | 12/21/2023 | F58854-13 | Click Here |
Producer Use Only | “Long-term care and chronic illness planning for every life stage” Flyer | 12/21/2023 | 93450 | Click Here |
Producer Use Only | Product Highlights | 11/30/2023 | F94032-3 | Click Here |
Producer Use Only | Account Options Flyer | 11/30/2023 | F93901-5 | Click Here |
Producer Use Only | Eclipse Protector II IUL vs. GUL Competitive Comparison Brochure | 11/30/2023 | F93901-9 | Click Here |
Consumer Use | Cross Endorsed Buy-Sell Consumer Brochure | 11/30/2023 | F71834-53 | Click Here |
Consumer Use | Consumer Brochure | 11/30/2023 | F94032 | Click Here |
Consumer Use | “Gift of a Lifetime” Consumer Brochure | 12/22/2023 | F70464 | Click Here |
Consumer Use | “Protect your children now and in the future” Consumer Flyer | 12/22/2023 | F77904-29 | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
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