Eclipse Accumulator Indexed Universal Life
Eclipse Accumulator IUL is a single-life accumulation focused indexed universal life policy that was built with transparency in mind. Resilient in times of market volatility due to it’s low charge structure, Eclipse Accumulator goes back to basics offering your clients an accumulation IUL they can depend on.
Issue ages: 0-80 years old based on nearest birthday
Minimum face amount: $100,000 (ages 18+)
Available Riders: Long-Term Care Agreement, Accelerated Death Benefit for Chronic Illness Agreement, Accelerated Death Benefit for Terminal Illness Agreement, Chronic Illness Access Agreement, Early Values Agreement, Exchange of Insureds Agreement, Guaranteed Insurability Option Agreement, Income Protection Flex Agreement, Inflation Agreement, Overloan Protection Agreement, Premium Deposit Account Agreement, Surrender Value Enhancement Agreement, Term Insurance Agreement, Waiver of Premium Agreement
Sales Tools
| Audience | Document | Updated | Link |
|---|---|---|---|
| Consumer Use | “The value of high ratings” Flyer | 06/18/2026 | Click Here |
| Consumer Use | Life Insurance Needs Calculator | 06/18/2026 | Click Here |
| Advisor Use Only | Underwriting Approach Advisor Microsite | 06/18/2026 | Click Here |
| Advisor Use Only | BOLD (Business Owner Life-stage Design) Microsite Link | 06/18/2026 | Click Here |
| Advisor Use Only | LIFT (Life Insurance as a Financial Tool) Microsite | 06/18/2026 | Click Here |
| Advisor Use Only | Multi-Carrier Underwriting Guide | 06/22/2026 | Click Here |
Product Resources
| Audience | Document | Updated | Form Number | Link |
|---|---|---|---|---|
| Consumer Use | Cross Endorsed Buy-Sell Consumer Brochure | 10/22/2025 | 7183453 | Click Here |
| Consumer Use | Consumer Brochure | 10/17/2025 | 1081401 | Click Here |
| Consumer Use | “Gift of a Lifetime” Consumer Brochure | 06/18/2026 | 70464 | Click Here |
| Consumer Use | “Protect your children now and in the future” Consumer Flyer | 06/18/2026 | 7790429 | Click Here |
| Consumer Use | LTC/CI Planning For Any Life Stage Consumer Brochure | 06/18/2026 | 95262 | Click Here |
| Consumer Use | “How to create a special needs financial strategy” Consumer Flyer | 06/18/2026 | 722743 | Click Here |
| Consumer Use | Life Agreements and the Why To Add Consumer Flyer | 06/18/2026 | 770705 | Click Here |
| Advisor Use Only | Longevity Credit Program Guidelines Advisor Flyer | 06/18/2026 | 109238 | Click Here |
| Advisor Use Only | Premium Deposit Account Agreement Highlights Advisor Flyer | 10/22/2025 | 7047423 | Click Here |
| Advisor Use Only | Recreational Marijuana Use Guidelines | 06/18/2026 | 98531 | Click Here |
| Advisor Use Only | Protection planning for your clients’ life stages Flyer | 06/18/2026 | 733555 | Click Here |
| Advisor Use Only | Criteria for Top Underwriting Classes Flyer | 06/18/2026 | 588546 | Click Here |
| Advisor Use Only | Mortality Credits Guidelines Flyer | 06/18/2026 | 5885413 | Click Here |
| Advisor Use Only | “Long-term care and chronic illness planning for every life stage” Flyer | 06/18/2026 | 93450 | Click Here |
| Advisor Use Only | Product Highlights Flyer | 10/17/2025 | 108140 | Click Here |
| Advisor Use Only | Ease of Doing Business Flyer | 06/18/2026 | 94559 | Click Here |
Dedicated Team
2026 fmiAgent Point Awards
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