Advantage Elite Select Term
Affordable, level premiums
Term Options: 10, 15, 20 and 30 Years
Band 1
Face amount: $50,000-$250,000
Underwriting process: WriteFit Express
Underwriting classes: Standard or better
Issue ages and duration
- 10, 15 & 20 years: Ages 16-54
- 30 years: Ages 16-45
*Minimum age to apply via WriteFit UnderwritingTM is 18
Band 2
Face amount: $250,001-$1 million
Underwriting process: WriteFit(available for ages 18-60) or Traditional
Underwriting classes:
- WriteFit: Standard or better
- Traditional: All available classes
Issue ages and duration
- 10 years: Ages 16-80
- 15 years: Ages 16-70
- 20 years: Ages 16-65
- 30 years: Ages 16-50
Band 3
Face amount: $1,000,001-$3 million
Underwriting process: WriteFit (available for ages 18-50 and up to $2 million) or Traditional
Underwriting classes:
- WriteFit: Standard or better
- Traditional: All available classes
Issue ages and duration
- 10 years: Ages 16-80
- 15 years: Ages 16-70
- 20 years: Ages 16-65
- 30 years: Ages 16-50
Band 4
Face amount: $3,000,001+
Underwriting process: Traditional
Underwriting classes: All available classes
Issue ages and duration
- 10 years: Ages 16-80
- 15 years: Ages 16-70
- 20 years: Ages 16-65
- 30 years: Ages 16-50
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Underwriting Approach Producer Microsite | 02/13/2024 | Click Here |
Producer Use Only | BOLD (Business Owner Life-stage Design) Microsite Link | 12/21/2023 | Click Here |
Producer Use Only | LIFT (Life Insurance as a Financial Tool) Microsite | 12/21/2023 | Click Here |
Producer Use Only | Multi-Carrier Underwriting Guide | 04/05/2024 | Click Here |
Consumer Use | “The value of high ratings” Flyer | 12/22/2023 | Click Here |
Consumer Use | Life Insurance Needs Calculator | 12/22/2023 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | Recreational Marijuana Use Guidelines | 12/21/2023 | 98531 | Click Here |
Producer Use Only | Protection planning for your clients’ life stages Flyer | 12/21/2023 | 73355-5 | Click Here |
Producer Use Only | Criteria for Top Underwriting Classes Flyer | 12/21/2023 | F58854-6 | Click Here |
Producer Use Only | Mortality Credits Guidelines Flyer | 12/21/2023 | F58854-13 | Click Here |
Producer Use Only | “Long-term care and chronic illness planning for every life stage” Flyer | 12/21/2023 | 93450 | Click Here |
Producer Use Only | Product Highlights | 11/30/2023 | F76777 | Click Here |
Consumer Use | Consumer Brochure | 11/30/2023 | F76777-3 | Click Here |
Consumer Use | “Gift of a Lifetime” Consumer Brochure | 12/22/2023 | F70464 | Click Here |
Consumer Use | “Protect your children now and in the future” Consumer Flyer | 12/22/2023 | F77904-29 | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
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