Advantage Elite Select Term
Affordable, level premiums
Term Options: 10, 15, 20 and 30 Years
Band 1 Face amount: $250,000-$1.000,000
Band 2 Face amount: $1,000,001-$3,000,000
Band 3 Face amount: $3,000,001+
Issue ages and duration
- 10 years: Ages 18-80
- 15 years: Ages 18-70
- 20 years: Ages 18-65
- 30 years: Ages 18-50
Riders Available: Accelerated Death Benefit for Terminal Illness, Benefit Distribution, Chronic Illness Conversion, Extended Conversion, Waiver of Premium
Sales Tools
| Audience | Document | Updated | Link |
|---|---|---|---|
| Consumer Use | “The value of high ratings” Flyer | 06/18/2026 | Click Here |
| Consumer Use | Life Insurance Needs Calculator | 06/18/2026 | Click Here |
| Advisor Use Only | Underwriting Approach Advisor Microsite | 06/18/2026 | Click Here |
| Advisor Use Only | BOLD (Business Owner Life-stage Design) Microsite Link | 06/18/2026 | Click Here |
| Advisor Use Only | LIFT (Life Insurance as a Financial Tool) Microsite | 06/18/2026 | Click Here |
| Advisor Use Only | Multi-Carrier Underwriting Guide | 06/22/2026 | Click Here |
Product Resources
| Audience | Document | Updated | Form Number | Link |
|---|---|---|---|---|
| Consumer Use | Consumer Brochure | 10/17/2025 | 767773 | Click Here |
| Consumer Use | “Gift of a Lifetime” Consumer Brochure | 06/18/2026 | 70464 | Click Here |
| Consumer Use | “Protect your children now and in the future” Consumer Flyer | 06/18/2026 | 7790429 | Click Here |
| Consumer Use | LTC/CI Planning For Any Life Stage Consumer Brochure | 06/18/2026 | 95262 | Click Here |
| Consumer Use | “How to create a special needs financial strategy” Consumer Flyer | 06/18/2026 | 722743 | Click Here |
| Consumer Use | Life Agreements and the Why To Add Consumer Flyer | 06/18/2026 | 770705 | Click Here |
| Advisor Use Only | Longevity Credit Program Guidelines Advisor Flyer | 06/18/2026 | 109238 | Click Here |
| Advisor Use Only | Recreational Marijuana Use Guidelines | 06/18/2026 | 98531 | Click Here |
| Advisor Use Only | Protection planning for your clients’ life stages Flyer | 06/18/2026 | 733555 | Click Here |
| Advisor Use Only | Criteria for Top Underwriting Classes Flyer | 06/18/2026 | 588546 | Click Here |
| Advisor Use Only | Mortality Credits Guidelines Flyer | 06/18/2026 | 5885413 | Click Here |
| Advisor Use Only | “Long-term care and chronic illness planning for every life stage” Flyer | 06/18/2026 | 93450 | Click Here |
| Advisor Use Only | Product Highlights | 10/16/2025 | 76777 | Click Here |
| Advisor Use Only | Ease of Doing Business Flyer | 06/18/2026 | 94559 | Click Here |
Dedicated Team
2026 fmiAgent Point Awards
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