PruTerm One
One-Year Term Insurance
Issue Ages: 18-85 (Age Last Birthday)
Minimum Face Amount:
- Ages 18-75: $50,000
- Ages 76-85: $250,000
Conversion Option Available
Riders Available: Living Needs Benefit
Special Features: Non Tobacco rates for Non Cigarette nicotine users
*A client may only purchase one PruTerm One product during his/her lifetime.
Sales Tools
| Audience | Document | Updated | Link |
|---|---|---|---|
| Advisor Use Only | Forms | 06/09/2026 | Click Here |
| Advisor Use Only | Multi-Carrier Underwriting Guide | 10/08/2026 | Click Here |
Product Resources
| Audience | Document | Updated | Form Number | Link |
|---|---|---|---|---|
| Consumer Use | Consumer Guide | 07/21/2026 | 1013342-00005-00 | Click Here |
| Advisor Use Only | Product Highlights | 07/21/2026 | 1012868-00005-00 | Click Here |
| Advisor Use Only | State Approvals | 06/22/2026 | NR-23201639 | Click Here |
| Advisor Use Only | Life Insurance Needs in the Women’s Market Flyer | 06/22/2026 | 1050258-00003-00 | Click Here |
Dedicated Team
2026 fmiAgent Point Awards
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