PruLife Essential Universal Life
PruLife Essential UL may be an ideal choice for clients who want:
- Simple design, with the contemporary benefits they need
- Balance protection with steady cash value growth–not tied to the market
- Confidence in a death benefit with guarantees
- Access policy cash values in case of unexpected expenses
- To fund a trust with life insurance as part of an estate strategy
Issue Ages: 0-85
Minimum Face Amount:
- $25,000 (0-75)
- $100,000 (76-80)
- $250,000 (81-85)
Riders Available: Accidental Death Benefit, Children Level Term Rider, Enhanced Cash Value Rider, Overloan Protection Rider, BenefitAccess Rider, Enhanced Disability Benefit, Living Needs Benefit
Special Features: Six (four Non-Smoker and two Smoker) underwriting categories
- Preferred Best, Preferred Non-Tobacco, Non-Smoker Plus, Non-Smoker
- Preferred Smoker, Smoker
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Forms | 04/24/2024 | Click Here |
Producer Use Only | eCapabilities Microsite | 12/19/2023 | Click Here |
Producer Use Only | Multi-Carrier Underwriting Guide | 04/05/2024 | Click Here |
Producer Use Only | The Prudential Advantage | 12/19/2023 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | Overloan Protection Rider Highlights Producer Flyer | 12/13/2023 | 1007481-00004-00 | Click Here |
Producer Use Only | Products Portfolio | 11/02/2023 | 1005473-00014-00 | Click Here |
Producer Use Only | Product Highlights | 12/13/2023 | 1015540-00009-00 | Click Here |
Producer Use Only | Specimen Policy | 12/13/2023 | ICC18 EULPR-2018 | Click Here |
Producer Use Only | State Approvals | 11/02/2023 | NR-19729669 | Click Here |
Producer Use Only | Term Conversion Highlights | 11/02/2023 | 1000695-00007-00 | Click Here |
Producer Use Only | Life Insurance Needs in the Women’s Market Flyer | 11/02/2023 | 1050258-00002-00 | Click Here |
Producer Use Only | Living Needs Benefit Rider Highlights | 11/02/2023 | 1004053-00003-00 | Click Here |
Consumer Use | Consumer Brochure (Not for use in CA) | 12/13/2023 | 1005198-00011-00 | Click Here |
Consumer Use | LIRP Consumer Brochure | 12/13/2023 | 1000506-00004-00 | Click Here |
Consumer Use | “Prepare for Your Interview and Medical Exam” Consumer Brochure | 11/02/2023 | 1041976-00005-00 | Click Here |
Consumer Use | “Why high income earners should consider life insurance” Consumer Flyer | 11/02/2023 | 1050009-00002-00 | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
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