Classic Choice Term
Term Options: 10, 15, 20, 25 and 30 Years
Issue Ages: (Age Nearest Birthday)
- 10 Year Plan: 18-80 (18-75 for Tobacco Classes)
- 15 Year Plan: 18-75 (18-68 for Tobacco Classes)
- 20 Year Plan: 18-70 (18-62 for Tobacco Classes)
- 25 Year Plan: 18-60 (18-52 for Tobacco Classes)
- 30 Year Plan: 18-58 (18-43 for Tobacco Classes)
- 35-Year Plan: 18-50 (18-40 for Tobacco Classes)
- 40-Year Plan: 18-45 (18-40 for Tobacco Classes)
Minimum Face Amount: $100,000
Riders Available: Accidental Death Benefit Rider, Children’s Term Rider, Terminal Illness/Accelerated Death Benefit, Conversion
Choice Rider with ExtendCare, Waiver of Premium Rider
Income Provider Option: This optional endorsement allows the policy owner to select a guaranteed monthly or annual income stream for the death benefit payout.
Sales Tools
| Audience | Document | Updated | Link |
|---|---|---|---|
| Advisor Use Only | Forms | 06/09/2026 | Click Here |
| Advisor Use Only | Multi-Carrier Underwriting Guide | 10/08/2026 | Click Here |
Product Resources
| Audience | Document | Updated | Form Number | Link |
|---|---|---|---|---|
| Consumer Use | Riders and Endorsements Consumer Reference Guide | 08/21/2026 | PLC.768394 | Click Here |
| Consumer Use | Consumer Brochure | 08/21/2026 | PLC.665207 | Click Here |
| Advisor Use Only | Conversion Products Advisor Bulletin | 09/22/2026 | CLA.1510970_ | Click Here |
| Advisor Use Only | Product At A Glance Flyer | 08/21/2026 | PLAG.2158823 | Click Here |
| Advisor Use Only | Specimen Policy | 08/21/2026 | ICC20-TL21 | Click Here |
| Advisor Use Only | Underwriting Highlights | 08/21/2026 | PLAG.1105547 | Click Here |
Dedicated Team
2026 fmiAgent Point Awards
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