Term Life
Issue Ages: (Age Nearest Birthday)
- 10-Year Term 20-80 (Non-Tobacco) 20-75 (Tobacco)
- 15-Year Term 20-75 (Non-Tobacco) 20-70 (Tobacco)
- 20-Year Term 20-65 (Non-Tobacco & Tobacco)
- 30-Year Term 20-55 (Non-Tobacco) 20-50 (Tobacco)
Minimum Face Amount: $200,000
Riders Available: Accelerated Benefit, Conversion Extension, Waiver of Premium
Sales Tools
| Audience | Document | Updated | Link |
|---|---|---|---|
| Advisor Use Only | Forms | 06/09/2026 | Click Here |
| Advisor Use Only | Key Person Life/DI Calculator | 06/16/2026 | Click Here |
| Advisor Use Only | Multi-Carrier Underwriting Guide | 10/08/2026 | Click Here |
| Advisor Use Only | Accelerated Underwriting Guide | 06/16/2026 | Click Here |
Product Resources
| Audience | Document | Updated | Form Number | Link |
|---|---|---|---|---|
| Consumer Use | Consumer Flyer | 06/16/2026 | BB12367-03 | Click Here |
| Consumer Use | Life and Disability Insurance Streamlined Underwriting Programs | 06/16/2026 | LH137-08 | Click Here |
| Consumer Use | Term Conversion Consumer Flyer | 06/16/2026 | BB12382-03 | Click Here |
| Consumer Use | “Term or Permanent Life Insurance?” Consumer Flyer | 06/16/2026 | BB12102-05 | Click Here |
| Advisor Use Only | Product Highlights | 06/16/2026 | BB12371-05 | Click Here |
| Advisor Use Only | One-Year Term Product Overview | 06/16/2026 | BB10532-06 | Click Here |
| Advisor Use Only | Advisor Guide | 06/16/2026 | BB12374-06 | Click Here |
| Advisor Use Only | Life Portfolio | 06/16/2026 | BB8978-35 | Click Here |
| Advisor Use Only | Business Solutions Enhanced Underwriting Flyer | 06/16/2026 | BB12544-03 | Click Here |
Dedicated Team
2026 fmiAgent Point Awards
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