Survivorship Universal Life Provider

Issue Ages: (Age Nearest Birthday)

  • 20-85 Preferred, Standard Tobacco and Non-Tobacco
  • Second life may be issued to age 90

Minimum Face Amount: $250,000

Riders Available: Chronic Illness Death Benefit Advance, Extended No-Lapse Guarantee (to age 100), Four-Year Term Insurance, Terminal Illness Death Benefit Advance

Sales Tools

AudienceDocumentUpdatedLink
Advisor Use OnlyForms06/09/2026Click Here
Advisor Use OnlyKey Person Life/DI Calculator06/16/2026Click Here
Advisor Use OnlyAccelerated Underwriting Guide06/16/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseConsumer Brochure11/12/2025BB12553-02Click Here
Consumer Use“Term or Permanent Life Insurance?” Consumer Flyer06/16/2026BB12102-05Click Here
Advisor Use OnlyProduct Highlights11/12/2025BB12552-01Click Here
Advisor Use OnlyAdvisor Guide11/12/2025BB12554-01Click Here
Advisor Use OnlyLife Portfolio06/16/2026BB8978-35Click Here
Advisor Use OnlyBusiness Solutions Enhanced Underwriting Flyer06/16/2026BB12544-03Click Here

Dedicated Team

2026 fmiAgent Point Awards

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