Asset Care Linked Benefit Whole Life

Features:

  • ​​100% of death benefit available for qualifying long-term care (LTC benefits paid monthly)
  • Joint life insurance option provides benefits for both insureds with a second-to-die death benefit
  • Optional continuation of LTC benefits for a limited period or lifetime
  • A return of premium option
  • Optional Inflation Protection Riders can help protect against rising costs of qualifying LTC expenses

Funding options:

  • Asset Care Single Premium Whole Life
  • Asset Care with Return of Premium
  • Asset Care Annuity Funding Whole Life
  • Asset Care Recurring Premium Whole Life

Issue ages:

  • Asset Care Single Premium Whole Life: 35–80
  • Asset Care with Return of Premium: 35–80
  • Asset Care Annuity Funding Whole Life: 59½–80
  • Asset Care Recurring Premium: 35–80 (5-pay, 10-pay and pay-to-95); 35–74 (20-pay)

Primary market: Ages 50–70

Minimum face amount: $50,000

Funds accepted: CDs, mutual funds, savings, cash, qualified and non-qualified funds

Sales Tools

AudienceDocumentUpdatedLink
Advisor Use OnlyForms11/20/2025Click Here
Advisor Use OnlyAssetBasedLTC Marketing Microsite10/24/2025Click Here
Advisor Use OnlyCare Solutions Deep Dive Replays10/31/2025Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide03/10/2026Click Here
Advisor Use OnlyCare Solutions Calculator10/31/2025Click Here
Advisor Use OnlyAnnual Report Link10/31/2025Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseThe OneAmerica Difference Consumer Brochure10/31/2025I-33305Click Here
Consumer UseRecurring Premium Whole Life Consumer Brochure10/24/2025I-32411Click Here
Consumer Use“A Well-Balanced Retirement” Consumer Flyer10/31/2025I-24873Click Here
Consumer UseStep by Step Consumer Guide to Receiving Long-Term Care Brochure10/01/2025I-29369Click Here
Advisor Use OnlyIneligible Impairments10/24/2025I-30385Click Here
Advisor Use OnlyCare Solutions Products Overview10/31/2025I-32414Click Here
Advisor Use OnlySpecimen Policy10/24/2025ICC18 L302 JTClick Here
Advisor Use OnlyAcceleration of Benefits Specimen Rider10/24/2025ICC18 R537Click Here
Advisor Use OnlyCare Solutions Advisor Guide08/20/2025I-31591Click Here
Advisor Use OnlyContinuation of Benefits Specimen Rider10/24/2025ICC18 R538Click Here
Advisor Use OnlyCare Solutions Process Guide10/31/2025I-33758Click Here
Advisor Use OnlyClaims Concierge Process Flyer08/21/2025I-27660Click Here
Advisor Use OnlyClaims Concierge Brochure10/31/2025I-27661Click Here
Advisor Use OnlyPre-Underwriting Inquiry Worksheet09/30/2025I-35823Click Here

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Asset Care Linked Benefit Whole Life
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Asset Care Linked Benefit Whole Life
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