Asset Care Linked Benefit Whole Life

Features:

  • ​​100% of death benefit available for qualifying long-term care (LTC benefits paid monthly)
  • Joint life insurance option provides benefits for both insureds with a second-to-die death benefit
  • Optional continuation of LTC benefits for a limited period or lifetime
  • A return of premium option
  • Optional Inflation Protection Riders can help protect against rising costs of qualifying LTC expenses

Funding options:

  • Asset Care Single Premium Whole Life
  • Asset Care with Return of Premium
  • Asset Care Annuity Funding Whole Life
  • Asset Care Recurring Premium Whole Life

Issue ages:

  • Asset Care Single Premium Whole Life: 35–80
  • Asset Care with Return of Premium: 35–80
  • Asset Care Annuity Funding Whole Life: 59½–80
  • Asset Care Recurring Premium: 35–80 (5-pay, 10-pay and pay-to-95); 35–74 (20-pay)

Primary market: Ages 50–70

Minimum face amount: $50,000

Funds accepted: CDs, mutual funds, savings, cash, qualified and non-qualified funds

Sales Tools

AudienceDocumentUpdatedLink
Advisor Use OnlyForms06/09/2026Click Here
Advisor Use OnlyAssetBasedLTC Marketing Microsite07/24/2026Click Here
Advisor Use OnlyCare Solutions Deep Dive Replays06/10/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide10/08/2026Click Here
Advisor Use OnlyCare Solutions Calculator06/10/2026Click Here
Advisor Use OnlyAnnual Report Link06/10/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UsePlan for Care Consumer Worksheet08/17/2026I-36333Click Here
Consumer UseThe OneAmerica Difference Consumer Brochure06/10/2026I-33305Click Here
Consumer UseRecurring Premium Whole Life Consumer Brochure07/24/2026I-32411Click Here
Consumer Use“A Well-Balanced Retirement” Consumer Flyer06/10/2026I-24873Click Here
Advisor Use OnlyIneligible Impairments07/24/2026I-30385Click Here
Advisor Use OnlyCare Solutions Products Overview06/10/2026I-32414Click Here
Advisor Use OnlySpecimen Policy07/24/2026ICC18 L302 JTClick Here
Advisor Use OnlyAcceleration of Benefits Specimen Rider07/24/2026ICC18 R537Click Here
Advisor Use OnlyCare Solutions Advisor Guide06/10/2026I-31591Click Here
Advisor Use OnlyContinuation of Benefits Specimen Rider07/24/2026ICC18 R538Click Here
Advisor Use OnlyClaims Concierge Process Flyer06/10/2026I-27660Click Here
Advisor Use OnlyClaims Concierge Brochure06/10/2026I-27661Click Here
Advisor Use OnlyPre-Underwriting Inquiry Worksheet07/28/2026I-35823Click Here

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