Asset Care Linked Benefit Whole Life
Features:
- 100% of death benefit available for qualifying long-term care (LTC benefits paid monthly)
- Joint life insurance option provides benefits for both insureds with a second-to-die death benefit
- Optional continuation of LTC benefits for a limited period or lifetime
- A return of premium option
- Optional Inflation Protection Riders can help protect against rising costs of qualifying LTC expenses
Funding options:
- Asset Care Single Premium Whole Life
- Asset Care with Return of Premium
- Asset Care Annuity Funding Whole Life
- Asset Care Recurring Premium Whole Life
Issue ages:
- Asset Care Single Premium Whole Life: 35–80
- Asset Care with Return of Premium: 35–80
- Asset Care Annuity Funding Whole Life: 59½–80
- Asset Care Recurring Premium: 35–80 (5-pay, 10-pay and pay-to-95); 35–74 (20-pay)
Primary market: Ages 50–70
Minimum face amount: $50,000
Funds accepted: CDs, mutual funds, savings, cash, qualified and non-qualified funds
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Forms | 04/24/2024 | Click Here |
Producer Use Only | Care Solutions Deep Dive Replays | 11/28/2023 | Click Here |
Producer Use Only | AssetBasedLTC Marketing Microsite | 12/12/2023 | Click Here |
Producer Use Only | Multi-Carrier Underwriting Guide | 04/05/2024 | Click Here |
Producer Use Only | Care Solutions Calculator | 11/28/2023 | Click Here |
Producer Use Only | Annual Report Link | 11/28/2023 | Click Here |
Consumer Use | Experience Care Solutions Microsite | 11/28/2023 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | Specimen Policy | 12/12/2023 | ICC18 L302 JT | Click Here |
Producer Use Only | Care Solutions Products Overview | 11/28/2023 | I-32414 | Click Here |
Producer Use Only | Acceleration of Benefits Specimen Rider | 12/12/2023 | ICC18 R537 | Click Here |
Producer Use Only | Continuation of Benefits Specimen Rider | 12/12/2023 | ICC18 R538 | Click Here |
Producer Use Only | Care Solutions Producer Guide | 11/28/2023 | I-31591 | Click Here |
Producer Use Only | Care Solutions Process Guide | 11/28/2023 | I-33758 | Click Here |
Producer Use Only | Pre-Underwriting Inquiry Worksheet | 02/13/2024 | I-35823 | Click Here |
Producer Use Only | Claims Concierge Brochure | 11/28/2023 | I-27661 | Click Here |
Producer Use Only | Claims Concierge Process Flyer | 11/28/2023 | I-27660 | Click Here |
Consumer Use | Joint Life Deep Dive Flyer | 12/22/2023 | I-32412 | Click Here |
Consumer Use | The OneAmerica Difference Consumer Brochure | 11/28/2023 | I-33305 | Click Here |
Consumer Use | Consumer Brochure | 12/12/2023 | I-32407 | Click Here |
Consumer Use | LTC Planning for Every Possibility Brochure | 11/28/2023 | I-29533 | Click Here |
Consumer Use | “A Well-Balanced Retirement” Consumer Flyer | 11/28/2023 | I-24873 | Click Here |
Consumer Use | Recurring Premium Whole Life Consumer Brochure | 12/12/2023 | I-32411 | Click Here |
Consumer Use | Single Premium Annuity Funding Whole Life Consumer Brochure | 12/12/2023 | I-32410 | Click Here |
Consumer Use | Return of Premium Consumer Brochure | 12/12/2023 | I-32409 | Click Here |
Consumer Use | Single Premium Whole Life Consumer Brochure | 12/12/2023 | I-32408 | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
You must be logged in to use this feature.