Annuity Care
Annuity Care
Deferred annuity that allows monthly withdrawals for qualifying LTC expenses (subject to
monthly maximums)
- A higher interest rate is credited to funds withdrawn for LTC expense
- An optional Continuation of Benefits can extend LTC benefits beyond the annuity value
Issue Ages: 50-85
Minimum Premium: $10,000 (may vary by state)
Maximum Premium: $500,000
Funds Accepted: CDs, IRAs, Other qualifying funds, Mutual funds, Annuities, Savings and money markets
Annuity Care II
Deferred annuity that allows monthly withdrawals for qualifying LTC expenses (subject to monthly maximums)
- A higher interest rate is credited to funds withdrawn for LTC expenses
- A built-in Continuation of Benefits extends LTC benefits beyond the annuity value and is purchased through an insurance charge deducted monthly from the annuity values
Issue Ages: 40-80
Minimum Premium: $10,000 (may vary by state)
Maximum Premium: $500,000 ($300,000 if inflation protection is selected)
Funds Accepted: Non-qualifying premium sources only
Indexed Annuity Care
Deferred annuity that allows monthly withdrawals for qualifying LTC expenses (subject to monthly maximums)
- Built-in increase in value for qualifying LTC expenses
- An optional Continuation of Benefits that extends LTC benefits beyond the annuity value
Issue Ages: 40-85
Minimum Premium: $50,000
Maximum Premium: $500,000 (single premium only)
Funds Accepted: IRA , Non-qualifying, Qualifying
ImmediateCare SPIA
Single-premium immediate annuity
Issue Ages: 50-90
Minimum Premium: $10,000
Maximum Premium: N/A
Funds Accepted: CDs, Cash, Mutual funds, Stocks, Money market account, Qualifying money such as IRAs
Legacy Care
Single-premium deferred annuity
Issue Ages: 0-99 (single annuitants only)
Minimum Premium: $10,000
Maximum Premium: $500,000
Funds Accepted: Non-qualifying or qualifying IRA
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Forms | 01/09/2024 | Click Here |
Producer Use Only | Care Solutions Deep Dive Replays | 11/28/2023 | Click Here |
Producer Use Only | Multi-Carrier Underwriting Guide | 04/05/2024 | Click Here |
Producer Use Only | Care Solutions Calculator | 11/28/2023 | Click Here |
Producer Use Only | Annual Report Link | 11/28/2023 | Click Here |
Consumer Use | Experience Care Solutions Microsite | 11/28/2023 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | Care Solutions Products Overview | 11/28/2023 | I-32414 | Click Here |
Producer Use Only | Care Solutions Producer Guide | 11/28/2023 | I-31591 | Click Here |
Producer Use Only | Care Solutions Process Guide | 11/28/2023 | I-33758 | Click Here |
Producer Use Only | “Is your client’s non-qualified annuity where it needs to be?” Producer Flyer | 11/28/2023 | I-26514 | Click Here |
Producer Use Only | Indexed Annuity Care Producer Guide | 11/28/2023 | I-26075 | Click Here |
Producer Use Only | Indexed Annuity Care vs. a Typical LTC Annuity Flyer | 11/28/2023 | I-30414 | Click Here |
Producer Use Only | Annuity Care II Tax Advantages under the Pension Protection Act (PPA) Flyer | 11/28/2023 | I-21784 | Click Here |
Producer Use Only | Pre-Underwriting Inquiry Worksheet | 02/13/2024 | I-35823 | Click Here |
Producer Use Only | Claims Concierge Brochure | 11/28/2023 | I-27661 | Click Here |
Producer Use Only | Claims Concierge Process Flyer | 11/28/2023 | I-27660 | Click Here |
Consumer Use | The OneAmerica Difference Consumer Brochure | 11/28/2023 | I-33305 | Click Here |
Consumer Use | LTC Planning for Every Possibility Brochure | 11/28/2023 | I-29533 | Click Here |
Consumer Use | “A Well-Balanced Retirement” Consumer Flyer | 11/28/2023 | I-24873 | Click Here |
Consumer Use | Ineligible Impairments | 11/28/2023 | I-30905 | Click Here |
Consumer Use | Annuity Care II Funding Option Consumer Brochure | 11/28/2023 | I-29683 | Click Here |
Consumer Use | Funding Option Consumer Brochure | 11/28/2023 | I-29682 | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
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