No-Lapse Guarantee UL II
Nationwide No-Lapse Guarantee UL II is an affordable universal life insurance product that offers flexible premiums and coverage lengths that allow you to adjust the policy as your needs change.
Issue Ages: 18– 85 years (Age Nearest Birthday)
Minimum Face Amount: $100,000
Riders Available: Long-Term Care, Chronic Illness Benefit, Critical Illness Benefit, Terminal Illness Benefit, Accidental Death Benefit Rider, Waiver of Monthly Deductions Rider, Return of Premium Rider
Special Features:
- Flexible No-Lapse Guarantee Options
- Owner-Directed Settlement Options
Sales Tools
| Audience | Document | Updated | Link |
|---|---|---|---|
| Advisor Use Only | Nationwide Portfolio Overview Interactive PDF | 03/11/2026 | Click Here |
| Advisor Use Only | Multi-Carrier Underwriting Guide | 03/10/2026 | Click Here |
Product Resources
| Audience | Document | Updated | Form Number | Link |
|---|---|---|---|---|
| Consumer Use | Consumer Guide | 10/15/2025 | ICC21-FLM-1160AO.4 | Click Here |
| Consumer Use | Long-Term Care Rider Consumer Guide | 03/11/2026 | LAM-2609M1.4 | Click Here |
| Consumer Use | Underwriting Consumer Guide | 10/15/2025 | FLM-1016AO.12 | Click Here |
| Advisor Use Only | Living Access Benefits Rider Comparison Guide | 03/11/2026 | LAM-3810AO.6 | Click Here |
| Advisor Use Only | Product Highlights | 10/15/2025 | FLM-1166AO.3 | Click Here |
| Advisor Use Only | Living Access Benefits Advisor Guide | 03/11/2026 | LAM-3471AO.4 | Click Here |
Dedicated Team
2026 fmiAgent Point Awards
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