Indexed UL Accumulator III

Flexible-premium fixed and index-linked universal life insurance designed for income potential.

Issue Ages: 0-85 (age nearest)

Minimum Face Amount: $100,000

Riders Available: Long-Term Care Rider, Chronic Illness Benefit, Critical Illness Benefit, Terminal Illness Benefit, Adjusted Premium Charge Rider, Change of Insured Rider, Overloan Lapse Protection Rider II, Waiver of Premium Rider, Surrender Value Enhancement Rider, Waiver of Monthly Deductions Rider

Special Features:

  • Nationwide IUL Rewards Program
  • Automated Income Monitor

Sales Tools

AudienceDocumentUpdatedLink
Advisor Use OnlyNationwide Portfolio Overview Interactive PDF03/11/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide04/23/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseLong-Term Care Rider Consumer Guide03/11/2026LAM-2609M1.4Click Here
Consumer UseUnderwriting Consumer Guide10/15/2025FLM-1016AO.12Click Here
Consumer UseQuick Reference Indexed Universal Life Insurance Consumer Guide03/11/2026FLM-1198AO.3Click Here
Consumer UseConsumer Guide03/16/2026ICC26-FLM-1732AOClick Here
Advisor Use OnlySelf-Service IUL Allocation Quick Reference Advisor Guide03/11/2026FLM-1726AOClick Here
Advisor Use OnlyLiving Access Benefits Rider Comparison Guide03/11/2026LAM-3810AO.6Click Here
Advisor Use OnlyLiving Access Benefits Advisor Guide03/11/2026LAM-3471AO.4Click Here
Advisor Use OnlySurrender Value Enhancement Rider Advisor Guide03/11/2026LAM-4044AO.5Click Here
Advisor Use OnlyChange of Insured Rider Advisor Guide03/11/2026LAM-1057AO.5Click Here
Advisor Use OnlyAdvisor Guide03/11/2026FLM-1731AOClick Here

Dedicated Team

2026 fmiAgent Point Awards

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