Heritage Single Premium Whole Life
Nationwide Heritage Single Premium Whole Life offers your clients a quick and easy alternative to other
investment options. It immediately maximizes excess funds, providing an income tax-free death benefit for their loved ones — all while maintaining control of their assets.
Issue Ages: 40-80 (age last)
Minimum Face Amount: $10,000
Riders Available: Chronic Illness Benefit, Terminal Illness Benefit
Special Features:
- Owner-directed settlement options
- Accelerated underwriting
- 100% refund of premium on surrender, less any outstanding loans
Sales Tools
| Audience | Document | Updated | Link |
|---|---|---|---|
| Consumer Use | Consumer Video | 07/20/2026 | Click Here |
| Advisor Use Only | Nationwide Portfolio Overview Interactive PDF | 09/21/2026 | Click Here |
| Advisor Use Only | Multi-Carrier Underwriting Guide | 10/08/2026 | Click Here |
Product Resources
| Audience | Document | Updated | Form Number | Link |
|---|---|---|---|---|
| Consumer Use | Consumer Guide | 07/20/2026 | FLM-1646AO.2 | Click Here |
| Consumer Use | Whole Life Consumer Guide | 07/16/2026 | FLM-0267AO.11 | Click Here |
| Advisor Use Only | “Participating Whole Life: The premium behind the potential” Advisor Flyer | 08/10/2026 | FLM-1778AO | Click Here |
| Advisor Use Only | Rate Guide | 07/20/2026 | FLM-1656AO.4 | Click Here |
| Advisor Use Only | Product Highlights | 07/20/2026 | FLM-1647AO.5 | Click Here |
| Advisor Use Only | Business Submission Advisor Guide | 07/20/2026 | FLM-1663AO | Click Here |
| Advisor Use Only | Living Access Benefits Rider Comparison Guide | 09/21/2026 | LAM-3810AO.6 | Click Here |
| Advisor Use Only | Living Access Benefits Advisor Guide | 09/21/2026 | LAM-3471AO.4 | Click Here |
Dedicated Team
2026 fmiAgent Point Awards
You must be logged in to use this feature.
