Affordable, traditional permanent life insurance with guaranteed premiums and guaranteed cash values for income replacement or final expense needs

Issue Ages: 0-80 (age nearest)

Minimum Face Amount: $10,000

Riders Available: Chronic Illness Benefit, Critical Illness Benefit, Terminal Illness Benefit, Accidental Death Benefit Rider, Guaranteed Insurability Benefit Rider, Owner’s Waiver of Premium Death or Disability Benefit Rider, Premium Waiver Rider

Special Features:

• A guaranteed death benefit
• Guaranteed level premiums paid up in year 20
• Guaranteed cash values that increase over time