Term Life
Issue Ages: 18 – 85 (age nearest birthday)
Minimum Face Amount: $100,000
Premium Structure:
- 10-G – Premiums are guaranteed and level for 10 years
- 15-G – Premiums are guaranteed and level for 15 years
- 20-G – Premiums are guaranteed and level for 20 years
- 30-G – Premiums are guaranteed and level for 30 years
- Annual Renewable Term (ART) – Premiums increase annually based on age
Riders:
- Accelerated Benefits Riders – Terminal, Chronic, Critical Illness, Critical Injury.
- Children’s Term Rider
- Waiver of Premium Rider
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Forms | 01/09/2024 | Click Here |
Producer Use Only | Multi-Carrier Underwriting Guide | 03/14/2024 | Click Here |
Producer Use Only | Term to Perm eKit Microsite Link | 12/07/2023 | Click Here |
Producer Use Only | Life Puzzle eKit Microsite Link | 12/07/2023 | Click Here |
Producer Use Only | Rapid Response Center Link | 10/27/2023 | Click Here |
Consumer Use | Financial Calculators | 12/07/2023 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | Producer Guide | 12/13/2023 | 103886 | Click Here |
Producer Use Only | Term Conversion Q&A Flyer | 12/13/2023 | 103622 | Click Here |
Producer Use Only | Specimen Policy | 12/13/2023 | 8119 | Click Here |
Producer Use Only | Accepting Remote Applications Guidelines Flyer | 10/27/2023 | 103730 | Click Here |
Producer Use Only | Streamlined Underwriting Green/Yellow/Red Light Producer Flyer | 12/07/2023 | 103341 | Click Here |
Producer Use Only | Uninsurable or Problematic Risks | 12/08/2023 | TC120418 | Click Here |
Producer Use Only | Term Conversion Producer Guide | 12/07/2023 | 104247 | Click Here |
Producer Use Only | EZ Underwriting Program Producer Guide | 12/07/2023 | 103173 | Click Here |
Producer Use Only | Foreign National Guidelines | 12/07/2023 | 69798 | Click Here |
Producer Use Only | Life Product Guide Quick Reference Chart | 12/07/2023 | 63236 | Click Here |
Producer Use Only | Accelerated Benefit Riders Product Guide | 12/07/2023 | 68928 | Click Here |
Consumer Use | Consumer Guide | 12/13/2023 | 103889 | Click Here |
Consumer Use | “Life Insurance with Living Benefits” Consumer Flyer | 12/08/2023 | 102990 | Click Here |
Consumer Use | “Understanding the LexisNexis Risk Classifier” Consumer Flyer | 12/08/2023 | 104405 | Click Here |
Consumer Use | “Benefits of Life Insurance” Consumer Brochure | 12/08/2023 | 64435 | Click Here |
Consumer Use | “Living Benefits There’s More to Life” Consumer Brochure | 12/08/2023 | 103433 | Click Here |
Consumer Use | Retirement Income Gap Analysis Consumer Worksheet | 12/08/2023 | 106303 | Click Here |
Consumer Use | Business Highlights Consumer Flyer | 10/27/2023 | 68825 | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
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