Income Advantage Indexed Universal Life

Income Advantage Indexed Universal Life

Issue Ages: 0-85 (Age Last Birthday)

Minimum Face Amount: $100,000

Riders included in the policy: Guaranteed Refund Option, Accelerated Death Benefit for Terminal and Chronic Illness Riders, Lapse Guard Rider

Riders Available: Guaranteed Insurability Rider, Accidental Death Benefit Rider, Disability Continuation of Planned Premium Rider, Disability Waiver of Charges, Dependent Children’s Rider, Additional Insured Term Rider, Long-Term Care Rider

Sales Tools

Audience	Document	Updated	Link
Advisor Use Only	Forms	11/20/2025	Click Here
Advisor Use Only	Discover IUL Advisor Microsite	04/01/2026	Click Here
Advisor Use Only	Multi-Carrier Underwriting Guide	04/23/2026	Click Here

Product Resources

Audience	Document	Updated	Form Number	Link
Consumer Use	Consumer Flyer	09/11/2025	339360	Click Here
Consumer Use	Consumer Brochure	09/11/2025	339359	Click Here
Consumer Use	Grandparents Consumer Brochure	04/01/2026	213129	Click Here
Advisor Use Only	“Chronic Illness or LTC Rider — Which is Right for Your Client?” Advisor Flyer	08/20/2025	345506	Click Here
Advisor Use Only	The Potential of Index Loans Advisor Flyer	09/11/2025	196386	Click Here
Advisor Use Only	Mutual Perks Advisor Flyer	11/11/2025	461403	Click Here
Advisor Use Only	Advisor Guide	09/11/2025	391525	Click Here
Advisor Use Only	Accelerated Death Benefit Riders Flyer	11/11/2025	232885	Click Here
Advisor Use Only	Life Product Portfolio	04/01/2026	388793	Click Here
Advisor Use Only	Long-Term Care Rider Information and Underwriting Guide	04/01/2026	345501	Click Here
Advisor Use Only	Accelerated Death Benefit Riders FAQ	04/01/2026	388197	Click Here
Advisor Use Only	State Rider Approvals Grid	04/01/2026	386462	Click Here
Advisor Use Only	Long-Term Care Rider Flyer	04/01/2026	345504	Click Here
Advisor Use Only	Guaranteed Refund Option Rider Advisor Flyer	04/01/2026	232886	Click Here
Advisor Use Only	Long-Term Care Rider Competitive Snapshot Flyer	04/01/2026	450595	Click Here