Whole Life 8/10/12/15/20 Pay
Whole Life 8/10/12/15/20-Pay policies have premiums payable for 8, 10, 15, or 20 years. In general, these policies build cash value more quickly than Whole Life policies with longer premium paying periods.
Issue Ages:
- 0-75 Non-Qualified
- 17-75 Qualified
Minimum Face Amount: $25,000
Riders Available: Waiver of Premium, LTCAccess, Additional Life Insurance, Planned Additional Life Insurance, Life Insurance Supplement, Guaranteed Insurability, Renewable Term, Accelerated Death Benefit, Transfer of Insured, Yearly Term Purchase, Enhanced Surrender Value Rider
Sales Tools
| Audience | Document | Updated | Link |
|---|---|---|---|
| Advisor Use Only | Forms | 11/20/2025 | Click Here |
| Advisor Use Only | Multi-Carrier Underwriting Guide | 04/23/2026 | Click Here |
Product Resources
| Audience | Document | Updated | Form Number | Link |
|---|---|---|---|---|
| Consumer Use | Gift of a Lifetime Consumer Flyer | 07/21/2025 | LI7026 | Click Here |
| Consumer Use | Historical Dividend Results (Case Study) Consumer Brochure | 07/21/2025 | LI1020 | Click Here |
| Consumer Use | Consistently Strong Historical Results Consumer Brochure | 07/21/2025 | LI7097 | Click Here |
| Advisor Use Only | MassExpress Advisor Flyer | 11/20/2025 | U1017 | Click Here |
| Advisor Use Only | Guidelines for Foreign Travel | 11/20/2025 | LI7553 | Click Here |
| Advisor Use Only | Guidelines for Foreign Citizens Living in the U.S. | 11/20/2025 | LI7552 | Click Here |
| Advisor Use Only | Whole Life Portfolio | 12/19/2025 | LI10804e | Click Here |
| Advisor Use Only | Whole Life Historical DIR (Competitive Comparison) | 12/19/2025 | CI1059LI | Click Here |
| Advisor Use Only | Underwriting Sweet Spots | 11/25/2025 | LI6005 | Click Here |
| Advisor Use Only | Platinum Pass Program Guide | 11/20/2025 | LI7210 | Click Here |
Dedicated Team
2026 fmiAgent Point Awards
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