Survivorship Universal Life Guard
SUL Guard is a flexible premium, second-to-die universal life policy designed for clients who want permanent life insurance with the ability to guarantee their coverage based on the payment of a specified premium over a certain payment period. With SUL Guard, clients can choose both the duration of the guarantee period and how long they pay premiums.
Issue Ages: 18-85 (both insureds must be in this range)
Minimum Face Amount: $100,000
Riders Available: Accelerated Death Benefit, Estate Protection, Policy Split Option, Surrender Value Enhancement
Sales Tools
| Audience | Document | Updated | Link |
|---|---|---|---|
| Advisor Use Only | Forms | 06/09/2026 | Click Here |
| Advisor Use Only | Multi-Carrier Underwriting Guide | 10/08/2026 | Click Here |
Product Resources
| Audience | Document | Updated | Form Number | Link |
|---|---|---|---|---|
| Consumer Use | Consumer Guide | 06/25/2026 | LI2001 | Click Here |
| Advisor Use Only | MassExpress FAQ Advisor Flyer | 09/04/2026 | U1045 | Click Here |
| Advisor Use Only | Guidelines for Foreign Travel | 09/04/2026 | LI7553 | Click Here |
| Advisor Use Only | Guidelines for Foreign Citizens Living in the U.S. | 09/04/2026 | LI7552 | Click Here |
| Advisor Use Only | Underwriting Sweet Spots | 09/04/2026 | LI6005 | Click Here |
| Advisor Use Only | Platinum Pass Program Guide | 09/04/2026 | LI7210 | Click Here |
| Advisor Use Only | Advisor Guide | 06/25/2026 | LI2005 | Click Here |
| Advisor Use Only | Advisor FAQs | 06/25/2026 | LI3003 | Click Here |
Dedicated Team
2026 fmiAgent Point Awards
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